15586 Trafalgar Dr, Macomb, MI 48044 Property Records

Macomb County property record for 15586 Trafalgar Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,226 sqft · built 2010
Lot Size	0.251 acres (10,934 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Mar 2021)
Tax Bill	$5,597 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-19-177-023`

Property Details

APN / Parcel Number

Primary APN	`20-08-19-177-023`
Alternative APN	`0819177023`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,226 sqft Living Area
1st Floor Area	1,122 sqft
Basement Area	1,122 sqft
Unfinished Basement	1,122 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2011
Lot Area	10,934 sqft (0.251 acres)
Lot Dimensions	120 ft deep x 91 ft wide
Garage Area	659 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	15586 TRAFALGAR DR
City	MACOMB
State	MI
Zip	48044-1134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UNZONED
Legal Description	WESTMINISTER SUB NO.2 LOT 456 LIBER: 159 PGS: 63-88
Legal Subdivision	WESTMINISTER SUB
Legal Lot Number	456
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	3
Census Block	3009
Census Tract	224001

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	15586 TRAFALGAR DR, MACOMB, MI 48044-1134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage PAC FEDERAL CU
Feb 18, 2026	Deed of Trust, Mortgage · Line of Credit PAC FEDERAL CU
Jun 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage PAC FEDERAL CU
Mar 4, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2021 · Amount on Record
Deed Sale	Mar 4, 2021 · Amount on Record
Prior Sale	Sep 9, 2010 · Amount on Record
Deed Document Number	20212130081
Deed Book / Page	27457 / 528
Prior Transfer Date	Feb 3, 2021
Prior Transfer Doc	0002130081
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	15586 TRAFALGAR DR, MACOMB, MI 48044-1134
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15586 TRAFALGAR DR, MACOMB, MI 48044-1134

Mortgage

Document Number	2600020667
Date	Mar 11, 2026
Book Page	30555/294
Instrument	202600020667

Lender

Name	PAC FEDERAL CU
Type	Credit Union
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 11, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Change Frequency	3 Years
Min Rate At Change	4%
Max Rate At Change	7%
Index	5-Year CMT
Max Rate	11%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	15586 TRAFALGAR DR, MACOMB, MI 48044-1134
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15586 TRAFALGAR DR, MACOMB, MI 48044-1134

Mortgage

Document Number	2600014161
Date	Feb 18, 2026
Book Page	30521/919
Instrument	202600014161

Lender

Name	PAC FEDERAL CU
Type	Credit Union
Address	TROY, MI 48083

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 6, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	15586 TRAFALGAR DR, MACOMB, MI 48044-1134
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	STERLING TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15586 TRAFALGAR DR, MACOMB, MI 48044-1134

Mortgage

Document Number	2102192183
Date	Jun 3, 2021
Book Page	27764/587
Instrument	202102192183

Lender

Name	PAC FEDERAL CU
Type	Credit Union
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2031

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Mar 4, 2021
Property Address	15586 TRAFALGAR DR, MACOMB, MI 48044-1134
Document Number	2102130081
Book / Page	27457 / 528
Map Reference	LB 159 PG 63-88
Instrument Date	Feb 3, 2021
Instrument	202102130081
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Tax	$258.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11616 WHITTINGTON ST, 11616, TRAVERSE CITY, MI 49684-6813

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15586 TRAFALGAR DR, MACOMB, MI 48044-1134

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,100 (+3.99%)	$500,200 (+3.99%)
2025	$5,597.00 (+19.31%) Homeowner's exemption	$240,500 (+19.53%)	$481,000 (+19.53%)
2023		$201,200	$402,400
2022	$4,691.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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