15581 Spar St, Garden Grove, CA 92843 Property Records

Orange County property record for 15581 Spar St, Garden Grove, CA 92843

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,764 sqft · built 1962
Lot Size	0.156 acres (6,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Mar 2014)
Tax Bill	$11,846 (2025)
Deeds & Mortgages	May 2026 Line of Credit Sep 2025 Line of Credit + 3 more
Flood Zone	Zone A (high risk)
APN	`108-486-01`

Property Details

APN / Parcel Number

Primary APN	`108-486-01`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,764 sqft Living Area
1st Floor Area	1,764 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	6,800 sqft (0.156 acres)
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	15581 SPAR ST
City	GARDEN GROVE
State	CA
Zip	92843-5339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 3760 BLK LOT 1
Legal Subdivision	TRACT 3760
Legal Tract	3760
Legal Lot Number	1
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	2
Census Block	2019
Census Tract	99203

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15581 SPAR ST, GARDEN GROVE, CA 92843-5339
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FEDERAL CREDIT UNION
Sep 29, 2025	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Mar 26, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage MEGA CAPITAL FUNDING INC
Dec 4, 2020	Intrafamily Transfer, Transfer PROVIDENT TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2014 · Amount on Record
Deed Sale	Mar 11, 2014 · Amount on Record
Prior Sale	Nov 26, 2001 · Amount on Record
Deed Document Number	201491560
Last Transfer Date	Mar 23, 2024
Transfer Doc	0000073422
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	May 14, 2026
Property Address	15581 SPAR ST, GARDEN GROVE, CA 92843-5339
Document Number	0000139653
Instrument Date	May 1, 2026
Instrument	2026139653
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	15581 SPAR ST, GARDEN GROVE, CA 92843-5339
Investor	Possibly a Property Investor

Mortgage

Document Number	0000139653,
Date	May 14, 2026
Instrument	2026139653

Lender

Name	SCHOOLSFIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	15581 SPAR ST, GARDEN GROVE, CA 92843-5339
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15581 SPAR ST, GARDEN GROVE, CA 92843-5339
Investor	Possibly a Property Investor

Mortgage

Document Number	0000266915
Date	Sep 29, 2025
Instrument	2025000266915

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Mar 26, 2024
Property Address	15581 SPAR ST, GARDEN GROVE, CA 92843-5339
Document Number	0000073422
Map Reference	MB 141 PG 8-11
Instrument Date	Mar 23, 2024
Instrument	2024000073422
Transaction Type	Transfer
Record Updated	Apr 10, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	15581 SPAR ST, GARDEN GROVE, CA 92843-5339
Investor	Possibly a Property Investor

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	15581 SPAR ST, GARDEN GROVE, CA 92843-5339
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	PROVIDENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15581 SPAR ST, GARDEN GROVE, CA 92843-5339

Mortgage

Document Number	0000542871
Date	Aug 30, 2021
Instrument	2021000542871

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Dec 4, 2020
Property Address	15581 SPAR ST, GARDEN GROVE, CA 92843-5339
Document Number	0000709819
Map Reference	MB 141 PG 8-11
Instrument Date	Nov 19, 2020
Instrument	2020000709819
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	PROVIDENT TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	15581 SPAR ST, GARDEN GROVE, CA 92843-5339
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Garden Grove City
Unified School District	Garden Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$965,456 (+2%) Land $846,256 Building $119,200
2025	$11,846.00 (+42.95%) Homeowner's exemption	$946,526 (+49.61%) Land $829,663 Building $116,863
2024	$8,287.00 (+1.98%)
2023	$8,126.00 (+2.32%) Homeowner's exemption	$632,674 Land $530,147 Building $102,527
2022	$7,942.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	34 (1978–2023)
Claims Outside the SFHA	4 of 34
Most Recent Claim	Jan 2023 · other causes
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 10 claims Rain/snow/wind Storms, Flooding, Mudslides, Feb 1992 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GARDEN GROVE serves 174,226 people · EPA ID CA3010062
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 694 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Cosmo Network Solutions Fixed Wireless	350 / 150
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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