15581 E State Rd 78, Okeechobee, FL 34974 Property Records

Glades County property record for 15581 E State Rd 78, Okeechobee, FL 34974 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1995
Square Footage	1,344 sqft Heated Area
Lot Size	33,280 sqft (0.764 acres)
Occupancy	Owner Occupied
Last Sale	$313,400 (2024)
Tax Bill	$3,185.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`A08-40-33-A00-004E-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,344 sqft Heated Area
Gross Area	1,919 sqft Gross Area
Stories	1 Stories
Interior Structure	Plywood Interior Structure

Exterior

Year Built	Built 1995
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	33,280 sqft (0.764 acres)
Depth X Width	150 ft x 222 ft Depth x Width
Porch	Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	15581 E STATE ROAD 78
City	OKEECHOBEE
State	FL
Zip	34974-0351
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	222.26 FT ON A LINE THATS S 73 DEG 12 MIN 26 SEC W ALG SR 78 + 150 FT NORTH OF SAID LINE PER OR 114 PG 333 .77 AC M/L
Legal Range	33E
Legal Township	40S
Legal Section	08
Legal Lot Number	3
Jurisdiction	GLADES FL
Minor Civil Division	NORTHEAST GLADES
Census Blockgroup	3
Census Block	3065
Census Tract	300

Owner

Source: Glades County records · APN A08-40-33-A00-004E-0000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	15581 E STATE ROAD 78, OKEECHOBEE, FL 34974-0351
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE
Feb 08, 2019	Correction Deed ATTORNEY ONLY
Oct 30, 2018	Warranty Deed, Transfer · Veterans Administration Mortgage CITYWORTH MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 23, 2024 · Amount on Record
Deed Sale	Jan 23, 2024 · Amount on Record
Prior Sale	Oct 30, 2018 · Amount on Record
Deed Doc Number	202422000229
Deed Book / Page	400 / 448
Record Refreshed	Jun 08, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLADES FL
Recording Date	Jan 23, 2024
Property Address	15581 E STATE ROAD 78, OKEECHOBEE, FL 34974-0351
Document Number	0022000229
Book / Page	400 / 448
Instrument Date	Dec 22, 2023
Instrument	202422000229
Transaction Type	Transfer
Record Updated	Mar 28, 2024
Title Company	GOLDPEN TITLE EXPERTS LLC, GOLDEN TITLE EXPERTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,193.80
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	141 SCHENLEY AVE, BLUEFIELD, VA 24605-1418

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15581 E STATE ROAD 78, OKEECHOBEE, FL 34974-0351

Mortgage

Document Number	0000000050
Date	Jan 23, 2024
Instrument	400/450

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2054

February 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	GLADES FL
Recording Date	Feb 08, 2019
Property Address	15581 E STATE ROAD 78, OKEECHOBEE, FL 34974-0351
Document Number	0022000322
Book / Page	000348 / 000701
Instrument Date	Jan 31, 2019
Instrument	22000322
Record Updated	Mar 04, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	15581 E STATE ROAD 78 OKEECHOBEE FL 34974, OKEECHOBEE, FL 34974

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLADES FL
Recording Date	Oct 30, 2018
Property Address	15581 E STATE ROAD 78, OKEECHOBEE, FL 34974-0351
Document Number	0022002723
Book / Page	346 / 0421
Instrument Date	Oct 24, 2018
Instrument	201822002723
Transaction Type	Transfer
Record Updated	Dec 09, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$997.50
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	171 NE 102ND ST, 171, MIAMI SHORES, FL 33138-2324

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15581 E STATE ROAD 78, OKEECHOBEE, FL 34974-0351

Mortgage

Document Number	0022002724
Date	Oct 30, 2018
Instrument	201822002724

Lender

Name	CITYWORTH MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2048

Tax Assessment & Valuation

Source: Glades County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Glades County
Unified School District	Glades County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,185.00 (+14.53%)	$194,257 (+22.52%)	$194,257 (+22.52%) Land $64,455 Building $129,802
2024	$2,781.00 (+3%)	$158,548 (+51.3%)	$158,548 (+3.94%) Land $36,406 Building $122,142
2023	$2,700.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$104,792	$152,539 Land $30,338 Building $122,201

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Glades County (12043C), updated February 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 77% of the US · above 64% of Florida
Wildfire Likelihood	About 1 in 208 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

15581 E State Rd 78, Okeechobee, FL 34974 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2024: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2019: Correction Deed

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on E State Rd 78

Nearby Streets

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