Rock County property record for 1558 Garfield Ave, Beloit, WI 53511
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,675 sqft · built 1997 |
| Lot Size | 0.271 acres (11,805 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Sep 2020) |
| Tax Bill | $3,817 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Jan 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 206 12720580 |
| Primary APN | 206 12720580 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,675 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 11,805 sqft (0.271 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 206 12720580 |
|---|---|
| Street Address | 1558 GARFIELD AVE |
| City | BELOIT |
| State | WI |
| Zip | 53511-3329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L 13 & 14 GARFIELD AVE SUB |
| Legal Subdivision | GARFIELD AVE SUB |
| Legal Lot Number | 13-14 |
| Jurisdiction | ROCK WI |
| Township / Civil Division | BELOIT |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 2100 |
1558 Garfield Ave is owned and occupied by an individual who bought it in September 2020.
Source: Rock County records, as of April 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1558 GARFIELD AVE, BELOIT, WI 53511-3329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 11, 2023 | Deed of Trust, Mortgage HUD |
| Jan 24, 2023 | Deed of Trust, Mortgage HUD |
| Sep 18, 2020 | Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2020 · Amount on File |
| Deed Sale | Sep 18, 2020 · Amount on File |
| Deed Document Number | 20202165497 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Property Address | 1558 GARFIELD AVE, BELOIT, WI 53511-3329 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002247826 |
|---|---|
| Date | Sep 11, 2023 |
| Instrument | 2247826 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount on Record |
|---|---|
| Term | 324 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Property Address | 1558 GARFIELD AVE, BELOIT, WI 53511-3329 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002234704 |
|---|---|
| Date | Jan 24, 2023 |
| Instrument | 2234704 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount on Record |
|---|---|
| Term | 324 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROCK WI |
| Recording Date | Sep 18, 2020 |
| Property Address | 1558 GARFIELD AVE, BELOIT, WI 53511-3329 |
| Document Number | 0002165497 |
| Instrument Date | Sep 16, 2020 |
| Instrument | 2165497 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1558 GARFIELD AVE, BELOIT, WI 53511-3329 |
| Investor | Possibly a Property Investor |
| Document Number | 0002165498 |
|---|---|
| Date | Sep 18, 2020 |
| Instrument | 2165498 |
| Name | CARDINAL FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1558 Garfield Ave was $3,817 with a homeowner's exemption.
Source: Rock County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| Municipality | Beloit City |
| County | Rock County |
| Unified School District | Beloit School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,817.00 Homeowner's exemption | $239,700 Land $24,800 Building $214,900 | $263,300 |
| 2023 | $2,201.00 Homeowner's exemption | $147,600 Land $24,600 Building $123,000 | $167,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1558 Garfield Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | May 1980 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1558 Garfield Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELOIT serves 36,677 people · EPA ID WI1540112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | Radium resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: LiteWire.
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