1558 Delphi Ln, Charlottesville, VA 22911 Property Records

Albemarle County property record for 1558 Delphi Ln, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,496 sqft · built 2019
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$830,000 (Jun 2024)
Tax Bill	$7,364 (2026)
Deeds & Mortgages	Aug 2022 Sale Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`078H0-00-07-04900`

Property Details

APN / Parcel Number

Primary APN	`078H0-00-07-04900`
Alternative APN	`304430`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,496 sqft Finished Area
Basement Area	1,188 sqft
Finished Basement	847 sqft
Unfinished Basement	341 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	5,663 sqft (0.13 acres)
Garage Area	420 sqft

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Deck Area	96 sqft
Patio Area	307 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1558 DELPHI LN
City	CHARLOTTESVILLE
State	VA
Zip	22911-3658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NMD
Legal Description	CASCADIA LOT 49 BLK 7
Legal Subdivision	CASCADIA
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	2
Census Block	2009
Census Tract	10501

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1558 DELPHI LN, CHARLOTTESVILLE, VA 22911-3658
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO
Nov 12, 2020	Deed of Trust, Mortgage FREEDOM MTG
Feb 21, 2019	Grant Deed, Subdivision Related Transfer NVR MTG FIN
Oct 30, 2018	Grant Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2024 · Amount on Record
Deed Sale	Jun 17, 2024 · Amount on Record
Prior Sale	Aug 15, 2022 · Amount on Record
Deed Document Number	20244906
Record Updated	Sep 20, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Aug 15, 2022
Property Address	1558 DELPHI LN, CHARLOTTESVILLE, VA 22911-3658
Document Number	202200009827
Map Reference	MB 4978 PG 251-258
Instrument Date	Aug 9, 2022
Instrument	202200009827
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Tax	$730.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1558 DELPHI LN, CHARLOTTESVILLE, VA 22911-3658

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1558 DELPHI LN, CHARLOTTESVILLE, VA 22911-3658
Document Number	0000016606
Instrument Date	Nov 12, 2020
Transaction Type	Mortgage
Record Updated	Dec 3, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1558 DELPHI LN CHARLOTTESVILLE VA 229113658, CHARLOTTESVILLE, VA 22911-3658

Mortgage

Document Number	0000016606
Date	Nov 17, 2020
Book Page	005427/000658
Instrument	16606

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2050

February 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Feb 21, 2019
Property Address	1558 DELPHI LN, CHARLOTTESVILLE, VA 22911-3658
Document Number	0000001557
Book / Page	005138 / 000555
Instrument Date	Feb 4, 2019
Instrument	1557
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 13, 2019
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$547.33
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1558 DELPHI LN CHARLOTTESVILLE VA 229113658, CHARLOTTESVILLE, VA 22911-3658

Mortgage

Document Number	1558
Date	Feb 21, 2019
Book Page	005138/000558
Instrument	1558

Lender

Name	NVR MTG FIN
Type	Mortgage Company
Address	CANONSBURG, PA 15317

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Oct 30, 2018
Property Address	1558 DELPHI LN, CHARLOTTESVILLE, VA 22911-3658
Document Number	0000012099
Book / Page	005109 / 000064
Instrument Date	Oct 24, 2018
Instrument	12099
Transaction Type	Transfer
Record Updated	Nov 15, 2018
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Tax	$135.28
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1885 SEMINOLD TRL #201 CHARLOTTESVILLE VA 22901, 201, CHARLOTTESVILLE, VA 22901
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,364.00 (+0.57%)	$823,700 (+0.56%) Land $195,500 Building $628,200	$823,700 (+0.56%) Land $195,500 Building $628,200
2025	$7,322.00 (+23.1%)	$819,100 (+17.59%) Land $207,000 Building $612,100	$819,100 (+17.59%) Land $207,000 Building $612,100
2023	$5,948.00	$696,600 Land $148,000 Building $548,600	$696,600 Land $148,000 Building $548,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000

May also be available: Brightspeed, T-Mobile, Verizon.

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