15570 Fiorenza Cir, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 15570 Fiorenza Cir, Delray Beach, FL 33446

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,548 sqft · built 2001
Lot Size	0.103 acres (4,500 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Feb 2015)
Tax Bill	$3,582 (2025)
Deeds & Mortgages	Mar 2022 Reverse Mortgage Jul 2017 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-21-32-001-0810`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-21-32-001-0810`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,548 sqft Living Area
Gross Area	2,078 sqft
1st Floor Area	1,548 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Wood Truss
Roof Material	Concrete
Lot Area	4,500 sqft (0.103 acres)
Garage Type	Attached
Garage Area	412 sqft
Porch	Finished Screened Porch
Porch Area	118 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	15570 FIORENZA CIR
City	DELRAY BEACH
State	FL
Zip	33446-3296
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	VIZCAYA PL 4 LT 81 BLK 1
Legal Range	42E
Legal Township	46S
Legal Section	21
Legal Subdivision	VIZCAYA PL 4
Legal Block	1
Legal Lot Number	81
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	4
Census Block	4001
Census Tract	5938

Owner

15570 Fiorenza Cir is owned and occupied by two individuals who bought it in February 2015.

Source: Palm Beach County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	15570 FIORENZA CIR, DELRAY BEACH, FL 33446-3296
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Deed of Trust, Mortgage · Reverse Mortgage PREMIUM SECURITY INC
Jul 28, 2017	Deed of Trust, Mortgage · Reverse Mortgage SYNERGY ONE LENDING
Jun 23, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2015 · Amount on File
Deed Sale	Feb 20, 2015 · Amount on File
Prior Sale	Feb 7, 2002 · Amount on File
Deed Document Number	201562154
Deed Book / Page	27350 / 1336
Prior Transfer Date	Dec 21, 2010
Prior Transfer Doc	0242920778
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	15570 FIORENZA CIR, DELRAY BEACH, FL 33446-3296
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15570 FIORENZA CIR, DELRAY BEACH, FL 33446-3296

Mortgage

Document Number	0334181481
Date	Mar 28, 2022
Book Page	33418/1481
Instrument	20220131955

Lender

Name	PREMIUM SECURITY INC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	899 Months
Due	Feb 25, 2097

Interest

Rate Type	Adjustable Rate
Rate	2.61%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.61%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	15570 FIORENZA CIR, DELRAY BEACH, FL 33446-3296
Transaction Type	Mortgage
Record Updated	Aug 1, 2022
Title Company	FIRST AMERICAN TITLE OFS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0292461853
Date	Jul 28, 2017
Book Page	29246/1853
Instrument	20170269984

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	955 Months
Due	Feb 25, 2097

Interest

Rate Type	Adjustable Rate
Rate	4.6%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2018
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	15570 FIORENZA CIR, DELRAY BEACH, FL 33446-3296
Document Number	0292461870
Instrument Date	Jun 23, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE OFS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15570 FIORENZA CIR DELRAY BEACH FL 334463296, DELRAY BEACH, FL 33446-3296

Mortgage

Document Number	0292461870
Date	Jul 28, 2017
Book Page	029246/001870
Instrument	269985

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	960 Months
Due	Jul 27, 2097

Interest

Rate Type	Adjustable Rate
Rate	4.6%

Tax Assessment & Valuation

The 2025 property tax bill for 15570 Fiorenza Cir was $3,582 with a homeowner's exemption, up 104.2% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,582.00 (+104.22%) Homeowner's exemption	$242,283	$357,266 Land $127,200 Building $230,066
2024	$1,754.00 (+9.35%)
2023	$1,604.00 (-53.78%) Homeowner's exemption Widower's exemption	$228,597 (+3%)	$374,911 (+19.03%) Land $113,932 Building $260,979
2022	$3,470.00 Homeowner's exemption Widower's exemption	$221,939	$314,985 Land $102,549 Building $212,436

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15570 Fiorenza Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 105 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	105 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15570 Fiorenza Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Blue Stream Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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