1557 Starling Rd, Eagle Lake, FL 33839 Property Records

Polk County property record for 1557 Starling Rd, Eagle Lake, FL 33839

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,894 sqft · built 2003
Lot Size	1.34 acres (58,397 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,457 (2025)
Deeds & Mortgages	Aug 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-07-676000-007604`

Property Details

APN / Parcel Number

Primary APN	`26-29-07-676000-007604`
Alternative APN	`072926676000007604`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,894 sqft Living Area
1st Floor Area	1,894 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Other
Lot Area	58,397 sqft
View / Lot	Commercial/Industrial
Garage Type	Detached
Garage Area	308 sqft
Porch	Unfinished Open Porch
Porch Area	30 sqft
Shed	1 Shed

Location & Zoning

Street Address	1557 STARLING RD
City	EAGLE LAKE
State	FL
Zip	33839-3079
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WAHNETA FARMS PB 1 PG 82A 82B LOT 76 W 328.16 FT OF S 185 FT LESS W 12.5 FT FOR RD R/W BEING PCL F OF UNRE SURVEY
Legal Range	26E
Legal Township	29S
Legal Section	07
Legal Subdivision	WAHNETA FARMS
Legal Tract	676000
Legal Block	2
Legal Lot Number	76
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2072
Census Tract	14600

Owner

1557 Starling Rd is owned and occupied by two individuals who acquired it in July 2023.

Source: Polk County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1557 STARLING RD, EAGLE LAKE, FL 33839-3079
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 24, 2023
Transfer Doc	0000180103
Record Updated	Oct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Aug 2, 2023
Property Address	1557 STARLING RD, EAGLE LAKE, FL 33839-3079
Document Number	0000180103
Book / Page	12786 / 724
Map Reference	MB 1 PG 82A&82B
Instrument Date	Jul 24, 2023
Instrument	2023180103
Transaction Type	Transfer
Record Updated	Aug 18, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1557 STARLING RD, EAGLE LAKE, FL 33839-3079

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1557 STARLING RD, EAGLE LAKE, FL 33839-3079

Mortgage

Document Number	0012786726
Date	Aug 2, 2023
Instrument	12786/726

Lender

Name	DFCU FINANCIAL
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Aug 1, 2028
Change Frequency	6 Months
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Margin	3
Max Rate	10.8%

Tax Assessment & Valuation

The 2025 property tax bill for 1557 Starling Rd was $2,457.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$187,387 (+2.05%) Land $16,750 Building $170,637	$187,387 (-6%) Land $16,750 Building $170,637
2025	$2,457.00	$183,619	$199,343 Land $16,750 Building $182,593
2023	$2,739.00 (+5.96%)	$196,853 (+1.5%) Land $16,080 Building $180,773	$196,853 (+1.5%) Land $16,080 Building $180,773
2022	$2,585.00	$193,950 Land $13,668 Building $180,282	$193,950 Land $13,668 Building $180,282

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1557 Starling Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1557 Starling Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EAGLE LAKE serves 2,600 people · EPA ID FL6530492
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20