1557 S Prospect St, Wheaton, IL 60189 Property Records

DuPage County property record for 1557 S Prospect St, Wheaton, IL 60189

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,182 sqft · built 1974
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on Record
Last Sale	$267,000 (Apr 2021)
Tax Bill	$7,256 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-22-312-012`

Property Details

APN / Parcel Number

Primary APN	`05-22-312-012`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,182 sqft Living Area
Gross Area	2,436 sqft
Basement Area	716 sqft
Finished Basement	716 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,742 sqft (0.04 acres)
Garage Type	Attached
Garage Area	254 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1557 S PROSPECT ST
City	WHEATON
State	IL
Zip	60189-7749
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	BRIARCLIFFE LAKESIDE UNIT #1 UNIT #1 AREA #34 LOT #2
Legal Subdivision	BRIARCLIFFE LAKESIDE
Legal Lot Number	2
Legal Unit	1
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	1
Census Block	1004
Census Tract	842704

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 CITATION CIR, WHEATON, IL 60189-3118
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE INC
Apr 28, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Aug 6, 2018	Warranty Deed, Transfer · Conventional Mortgage COMPASS MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2021 · Amount on Record
Deed Sale	Apr 28, 2021 · Amount on Record
Prior Sale	Jul 27, 2000 · Amount on Record
Deed Document Number	202166215
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1557 S PROSPECT ST, WHEATON, IL 60189-7749
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000086023
Date	Sep 26, 2019
Instrument	R2019-086023

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company
Address	WARRENVILLE, IL 60555

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.87%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Apr 28, 2021
Property Address	1557 S PROSPECT ST, WHEATON, IL 60189-7749
Document Number	0000066215
Map Reference	DOC R72-36805
Instrument Date	Mar 19, 2021
Instrument	R2021-066215
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$267.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7 CLOTATION CIRCLE, WHEATON, IL 60189

Mortgage

Document Number	0000066216
Date	Apr 28, 2021
Instrument	R2021-066216

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.5%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Aug 6, 2018
Property Address	1557 S PROSPECT ST, WHEATON, IL 60189-7749
Document Number	0000073222
Map Reference	DOCR72-36805
Instrument Date	Jul 27, 2018
Instrument	R2018-073222
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	REGENCY TITLE SERVICES INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	121 CHRISTINA CIR, WHEATON, IL 60189-3115

Mortgage

Document Number	0000073223
Date	Aug 6, 2018
Instrument	R2018-073223

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Secondary School District	Glenbard Township High School District 87 (09 - 12)
Elementary School District	Glen Ellyn Community Consolidated School District 89 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,256.00 (+18.81%)	$100,451 (+29.51%) Land $20,102 Building $80,349	$301,353 (+29.51%) Land $60,306 Building $241,047
2022	$6,107.00	$77,560 Land $16,120 Building $61,440	$232,680 Land $48,360 Building $184,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband, AT&T, Verizon.

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