1557 Pine Ct, Apopka, FL 32703 Property Records

Orange County property record for 1557 Pine Ct, Apopka, FL 32703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,578 sqft · built 1992
Lot Size	0.159 acres (6,942 sqft)
Owner	2 Trust Names on File
Tax Bill	$3,681 (2025)
Deeds & Mortgages	Sep 2023 Transfer Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-21-28-7786-00-760`

Property Details

APN / Parcel Number

Primary APN	`14-21-28-7786-00-760`
Alternative APNs	`282114778600760` `202279` `206061` `209870`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,578 sqft Living Area
Gross Area	2,002 sqft
1st Floor Area	1,578 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,942 sqft (0.159 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1557 PINE CT
City	APOPKA
State	FL
Zip	32703-8265
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RTF
Legal Description	ROYAL OAK ESTATES REPLAT 22/23 LOT 76
Legal Range	28E
Legal Township	21S
Legal Section	14
Legal Subdivision	ROYAL OAK ESTS REP
Legal Tract	7786
Legal Lot Number	76
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	4
Census Block	4006
Census Tract	17504

Owner

1557 Pine Ct is owner-occupied and held in a trust since September 2023.

Source: Orange County records, as of April 30, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1557 PINE CT, APOPKA, FL 32703-8265
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Feb 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 21, 2023
Transfer Doc	0000552149
Record Updated	Jun 8, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Sep 26, 2023
Property Address	1557 PINE CT, APOPKA, FL 32703-8265
Document Number	0000552149
Map Reference	MB 22 PG 23-25
Instrument Date	Sep 21, 2023
Instrument	20230552149
Transaction Type	Transfer
Record Updated	Oct 9, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1557 PINE CT, APOPKA, FL 32703-8265

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1557 PINE CT, APOPKA, FL 32703-8265

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1557 PINE CT, APOPKA, FL 32703-8265
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1557 PINE CT, APOPKA, FL 32703-8265

Mortgage

Document Number	20210171795
Date	Mar 25, 2021
Instrument	20210171795

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	157 Months
Due	Apr 1, 2034

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1557 PINE CT, APOPKA, FL 32703-8265
Document Number	0000097872
Instrument Date	Feb 7, 2019
Transaction Type	Mortgage
Record Updated	Mar 4, 2019
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1557 PINE CT APOPKA FL 327038265, APOPKA, FL 32703-8265

Mortgage

Document Number	0000097872
Date	Feb 15, 2019
Instrument	97872

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 14, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 1557 Pine Ct was $3,681, up 1.9% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Apopka City
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,472 (+2.7%)	$304,320 (-1.23%) Land $95,000 Building $209,320
2025	$3,681.00 (+1.94%) Homeowner's exemption	$267,256	$308,110 Land $95,000 Building $213,110
2024	$3,611.00 (+7.06%)
2023	$3,373.00 (+4.23%) Homeowner's exemption	$252,159 (+3%)	$283,106 (+15.64%) Land $95,000 Building $188,106
2022	$3,236.00 Homeowner's exemption	$244,815 Land $90,000 Building $154,815	$244,815 Land $90,000 Building $154,815

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1557 Pine Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Nov 2019 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1557 Pine Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Xfinity.

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