1557 Owens St, Madera, CA 93638 Property Records

Madera County property record for 1557 Owens St, Madera, CA 93638

Property Summary

Property Type	Single Family Home
Details	1,008 sqft · built 1961
Lot Size	1.37 acres (60,112 sqft)
Owner	Individual Name on File
Last Sale	$252,500 (Feb 2026)
Tax Bill	$2,058 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2023 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`003-250-023-000`

Property Details

APN / Parcel Number

Primary APN	`003-250-023-000`
Alternative APNs	`003250023` `038133005`

Interior

Building Area	1,008 sqft Living Area
Basement Area	400 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Construction Type	Frame
Lot Area	60,112 sqft
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1557 OWENS ST
City	MADERA
State	CA
Zip	93638-2695
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILLER & LUX POR LOT 94
Legal Subdivision	MILLER AND LUX
Legal Lot Number	94
Jurisdiction	MADERA CA
Township / Civil Division	MADERA
Census Block Group	2
Census Block	2000
Census Tract	604

Owner

1557 Owens St is owned by an individual who bought it in February 2026.

Source: Madera County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	17387 RODEO DR, MADERA, CA 93638-2836
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Mar 1, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 18, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 3, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 31, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 2, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 13, 2026	Grant Deed, Construction Loan · Construction Mortgage ZINCE FINANCIAL INC
Feb 18, 2020	Grant Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2026 · Amount on File
Deed Sale	Feb 13, 2026 · Amount on File
Prior Sale	Feb 18, 2020 · Amount on File
Deed Document Number	20262670
Prior Transfer Date	Oct 6, 2004
Prior Transfer Doc	0000044772
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	1557 OWENS ST, MADERA, CA 93638-2695
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1557 OWENS ST, MADERA, CA 93638-2695
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008452
Date	Mar 19, 2021
Instrument	2021008452

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	WARWICK, RI 02886

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2051

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	1557 OWENS ST, MADERA, CA 93638-2695
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	TITLE CONNECTION, TITLE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1557 OWENS ST, MADERA, CA 93638-2695

Mortgage

Document Number	0000003809
Date	Mar 1, 2023
Instrument	2023003809

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	334 Months
Due	Jan 1, 2051

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	1557 OWENS ST, MADERA, CA 93638-2695
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	TITLE CONNECTION, TITLE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1557 OWENS ST, MADERA, CA 93638-2695

Mortgage

Document Number	0000020859
Date	Oct 18, 2023
Instrument	2023020859

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	327 Months
Due	Jan 1, 2051

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	1557 OWENS ST, MADERA, CA 93638-2695
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	TITLE CONNECT HOME RETENTION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1557 OWENS ST, MADERA, CA 93638-2695

Mortgage

Document Number	0000011297
Date	Jun 3, 2024
Instrument	2024011297

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	319 Months
Due	Jan 1, 2051

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	1557 OWENS ST, MADERA, CA 93638-2695
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	TITLE CONNECT HOME RETENTION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1557 OWENS ST, MADERA, CA 93638-2695

Mortgage

Document Number	0000028099
Date	Dec 31, 2024
Instrument	2024028099

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	313 Months
Due	Jan 1, 2051

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	1557 OWENS ST, MADERA, CA 93638-2695
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	TITLE CONNECT HOME RETENTION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1557 OWENS ST, MADERA, CA 93638-2695

Mortgage

Document Number	0000011339
Date	Jun 2, 2025
Instrument	2025011339

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	307 Months
Due	Jan 1, 2051

February 2026: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	MADERA CA
Recording Date	Feb 13, 2026
Property Address	1557 OWENS ST, MADERA, CA 93638-2695
Document Number	0000002670
Map Reference	MB 1 PG 10&11
Instrument Date	Jan 12, 2026
Instrument	2026002670
Transaction Type	Construction Loan
Record Updated	Mar 6, 2026
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17387 RODEO DR, MADERA, CA 93638-2836
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002671
Date	Feb 13, 2026
Instrument	2026002671

Lender

Name	ZINCE FINANCIAL INC
Type	Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount on Record

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADERA CA
Recording Date	Feb 18, 2020
Property Address	1557 OWENS ST, MADERA, CA 93638-2695
Document Number	0000003843
Map Reference	MB 1 PG 10&11
Instrument Date	Nov 7, 2019
Instrument	2020003843
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1557 OWENS ST, MADERA, CA 93638-2695

Mortgage

Document Number	0000003844
Date	Feb 18, 2020
Instrument	2020003844

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1557 Owens St was $2,058.

Source: Madera County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	California
County	Madera County
Municipality	Madera City
Unified School District	Madera Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$183,497 (+2%) Land $33,463 Building $150,034
2025	$2,058.00	$179,900 Land $32,807 Building $147,093
2023	$2,025.00 (+4.6%)	$172,916 Land $31,534 Building $141,382
2022	$1,936.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1557 Owens St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1557 Owens St is low, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MADERA serves 66,560 people · EPA ID CA2010002
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

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