1557 O Neil Rd, Eagle River, WI 54521 Property Records

Oneida County property record for 1557 O Neil Rd, Eagle River, WI 54521

Property Summary

Property Type	Single Family Home
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Sep 2026)
Tax Bill	$2,870 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jul 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`TL 2381`

Property Details

APN / Parcel Number

Primary APN	`TL 2381`

Exterior

Lot Area	32,670 sqft (0.75 acres)

Location & Zoning

Street Address	1557 O NEIL RD
City	EAGLE RIVER
State	WI
Zip	54521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 835990/798003 SHADY SHORE PLAT PT LOTS 14 & 15LOT 6 CSM V23 P4890 .72CA/.75SA
Legal Range	11E
Legal Township	39N
Legal Section	20
Legal Subdivision	SHADY SHORE PLAT
Legal Lot Number	13-15
Jurisdiction	ONEIDA WI
Township / Civil Division	THREE LAKES
Census Block Group	2
Census Block	2031
Census Tract	970101

Owner

1557 O Neil Rd is owned and occupied by two individuals who bought it in September 2026.

Source: Oneida County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1557 O NEIL RD, EAGLE RIVER, WI 54521
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Warranty Deed, Transfer · Conventional Mortgage CITIZENS STATE BANK/LA CROSSE
Jul 29, 2022	Warranty Deed, Transfer KNIGHT BARRY TITLE SERVICES LLC, KNIGHT BARRY TITLE SVCS LLC
Nov 19, 2019	Intrafamily Transfer, Transfer NORTHERN TITLE
Oct 29, 2019	Warranty Deed, Transfer · Conventional Mortgage NICOLET NATIONAL BANK
Sep 27, 2019	Quit Claim Deed, Transfer Quitclaim
Jul 17, 2019	Warranty Deed, Transfer NORTHERN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2026 · Amount on File
Deed Sale	Sep 15, 2026 · Amount on File
Prior Sale	Jul 29, 2022 · Amount on File
Deed Document Number	2026875247
Prior Transfer Date	Sep 19, 2019
Prior Transfer Doc	0000798003
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	Sep 15, 2026
Property Address	1557 O NEIL RD, EAGLE RIVER, WI 54521
Document Number	0000875247
Instrument Date	Sep 15, 2026
Instrument	2026875247
Transaction Type	Transfer
Record Updated	Sep 25, 2026
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$174,225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1557 O NEIL RD, EAGLE RIVER, WI 54521

Mortgage

Document Number	0000875248,
Date	Sep 15, 2026
Instrument	2026875248

Lender

Name	CITIZENS STATE BANK/LA CROSSE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	Jul 29, 2022
Property Address	THREE LAKES, WI 54562
Document Number	0000835990
Map Reference	DOC 79317
Instrument Date	Jul 29, 2022
Instrument	835990
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	KNIGHT BARRY TITLE SERVICES LLC, KNIGHT BARRY TITLE SVCS LLC

Transaction

Amount	Amount on Record
Tax	$1,125.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1528 CRAIN ST, EVANSTON, IL 60202-5807

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ONEIDA WI
Recording Date	Nov 19, 2019
Property Address	THREE LAKES, WI 54562
Document Number	0000799885
Map Reference	DOC 797317
Instrument Date	Nov 8, 2019
Instrument	799885
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	NORTHERN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	Oct 29, 2019
Property Address	THREE LAKES, WI 54562
Document Number	0000799193
Map Reference	DOC 797317
Instrument Date	Oct 25, 2019
Instrument	799193
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	NORTHERN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000799194
Date	Oct 29, 2019
Instrument	799194

Lender

Name	NICOLET NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ONEIDA WI
Recording Date	Sep 27, 2019
Property Address	THREE LAKES, WI 54562
Document Number	0000798003
Map Reference	VOL 23 PG 4890
Instrument Date	Sep 19, 2019
Instrument	798003
Transaction Type	Transfer
Record Updated	Apr 12, 2024

Transaction

Amount	Amount on Record
Tax	$493.80
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Investor	Possibly a Property Investor

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	Jul 17, 2019
Property Address	THREE LAKES, WI 54562
Document Number	0000795398
Map Reference	DOC 297699
Instrument Date	Jul 17, 2019
Instrument	795398
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	NORTHERN TITLE

Transaction

Amount	Amount on Record
Tax	$2,700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 1557 O Neil Rd was $2,870.

Source: Oneida County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Oneida County
County Subdivision	Three Lakes Town
Unified School District	Three Lakes School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,870.00	$206,200 Land $179,900 Building $26,300	$387,131 Land $337,754 Building $49,377
2023	$2,535.00	$206,200 Land $179,900 Building $26,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1557 O Neil Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1557 O Neil Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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