1557 Hwy 1, Ely, MN 55731 Property Records

St. Louis County property record for 1557 Hwy 1, Ely, MN 55731 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1978
Square Footage1,426 sqft Gross Area
Lot Size121,097 sqft (2.78 acres)
OccupancyOwner Occupied
Last Sale$99,000 (2021)
Tax Bill$1,330.00 (2026)

Property Details

APN / Parcel Number

Primary APN465-0010-03645
Alternative APN
  • 1121928

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms3 Rooms
Building Area1,426 sqft Gross Area
1st Floor1,426 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1978
Architectural StyleRanch Style
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Lot Area121,097 sqft (2.78 acres)
Garage Area864 sqft Garage
Deck Area168 sqft Deck
SaunaSauna
Storage Building42 sqft Storage Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating FuelPropane Heating Fuel

Location & Zoning

Account Number1121928
Street Address1557 HIGHWAY 1
CityELY
StateMN
Zip55731-8209
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionELY 361.50 FT OF WLY 1174.80 FT OF NORTH361.50 FT OF NW1/4 OF NE1/4 *SUBJECT TOHWY EASEMENT* SERIAL #
Legal Range12W
Legal Township62N
Legal Section26
Legal SubdivisionMORSE TOWN OF
JurisdictionST LOUIS MN
Minor Civil DivisionMORSE
Census Blockgroup1
Census Block1076
Census Tract15401

Owner

Source: St. Louis County records · APN 465-0010-03645

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1557 HIGHWAY 1, ELY, MN 55731-8209
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2023Deed of Trust, Mortgage · Line of Credit
NORTHRIDGE COMMUNITY CU
Dec 02, 2021Warranty Deed, Transfer · Conventional Mortgage
BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 02, 2021 · Amount on Record
Deed SaleDec 02, 2021 · Amount on Record
Deed Doc Number20211431310
Record RefreshedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address1557 HIGHWAY 1, ELY, MN 55731-8209
Transaction TypeMortgage
Record UpdatedJan 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001480387
DateDec 22, 2023
Instrument1480387
Lender
NameNORTHRIDGE COMMUNITY CU
TypeCredit Union
AddressHOYT LAKES, MN 55750
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueJan 28, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateDec 02, 2021
Property Address1557 HIGHWAY 1, ELY, MN 55731-8209
Document Number0001431310
Instrument DateNov 20, 2021
Instrument1431310
Transaction TypeTransfer
Record UpdatedFeb 01, 2022
Title CompanyNORTHEAST TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$326.70
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1557 HIGHWAY 1, ELY, MN 55731-8209

Mortgage

Document Number0001431311
DateDec 02, 2021
Instrument1431311
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 01, 2036

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionMorse Township
Unified School DistrictEly Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,330.00 (+1.22%) Homeowner's exemption
2025$1,314.00 (-14.01%) Homeowner's exemption$240,600 (+15.12%) Land $40,600 Building $200,000$240,600 (+15.12%) Land $40,600 Building $200,000
2024$1,528.00$209,000 (+17.68%) Land $38,500 Building $170,500$209,000 (+17.68%) Land $38,500 Building $170,500
2022$177,600 Land $32,500 Building $145,100$177,600 Land $32,500 Building $145,100

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