1557 Geraldine Dr, Dubuque, IA 52003 Property Records

Dubuque County property record for 1557 Geraldine Dr, Dubuque, IA 52003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,588 sqft · built 1989
Lot Size	0.222 acres (9,694 sqft)
Owner	Individual Name on File
Last Sale	$182,900 (Jan 2018)
Tax Bill	$3,312 (2024)
Deeds & Mortgages	Dec 2025 Line of Credit Mar 2020 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`10-35-378-006`

Property Details

APN / Parcel Number

Primary APN	`10-35-378-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,588 sqft Living Area
1st Floor Area	1,188 sqft
Basement Area	1,188 sqft
Finished Basement	410 sqft
Game Room	Game Room

Exterior

Year Built	Built 1989
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Lot Area	9,694 sqft (0.222 acres)
Lot Dimensions	131 ft deep x 74 ft wide
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	1557 GERALDINE DR
City	DUBUQUE
State	IA
Zip	52003-8544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 7 BLK 4 PATRICIA ANN ACRES
Legal Subdivision	IRVING
Legal Block	4
Legal Lot Number	7
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	2
Census Block	2006
Census Tract	802

Owner

1557 Geraldine Dr is owned and occupied by an individual who bought it in January 2018.

Source: Dubuque County records, as of October 6, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1557 GERALDINE DR, DUBUQUE, IA 52003-8544
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Mar 17, 2020	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Jan 4, 2021	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Jan 30, 2018	Warranty Deed, Transfer · Conventional Mortgage COLLINS COMMUNITY CU
Jan 18, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage DUTRAC COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2018 · Amount on File
Deed Sale	Jan 30, 2018 · Amount on File
Prior Sale	Jan 18, 2017
Deed Document Number	2018-00001124
Record Updated	Jun 7, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	1557 GERALDINE DR, DUBUQUE, IA 52003-8544
Transaction Type	Mortgage
Record Updated	Jan 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014059
Date	Dec 30, 2025
Instrument	2025-00014059

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	PO BOX 800, NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Dec 29, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	1557 GERALDINE DR, DUBUQUE, IA 52003-8544
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003164
Date	Mar 17, 2020
Instrument	2020-00003164

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Mar 16, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	1557 GERALDINE DR, DUBUQUE, IA 52003-8544
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1557 GERALDINE DR, DUBUQUE, IA 52003-8544

Mortgage

Document Number	0000000048
Date	Jan 4, 2021
Instrument	2021-00000048

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	1557 GERALDINE DR, DUBUQUE, IA 52003-8544
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000776
Date	Jan 14, 2021
Instrument	2021-00000776

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jan 30, 2018
Property Address	1557 GERALDINE DR, DUBUQUE, IA 52003-8544
Document Number	0000001124
Instrument Date	Jan 23, 2018
Instrument	2018-00001124
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1557 GERALDINE DR, DUBUQUE, IA 52003-8544

Mortgage

Document Number	0000001125
Date	Jan 30, 2018
Instrument	2018-00001125

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DUBUQUE IA
Recording Date	Jan 18, 2017
Property Address	1557 GERALDINE DR, DUBUQUE, IA 52003-8544
Document Number	0000000778
Instrument Date	Jan 9, 2017
Instrument	2017-00000778
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1557 GERALDINE DR, DUBUQUE, IA 52003-8544

Mortgage

Document Number	0000000779
Date	Jan 18, 2017
Instrument	2017-00000779

Lender

Name	DUTRAC COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$253,700 Land $42,000 Building $211,700	$253,700 Land $42,000 Building $211,700
2024	$3,312.00
2023		$240,500 (+25.75%) Land $38,000 Building $202,500	$240,500 Land $38,000 Building $202,500
2022	$3,144.00 Homeowner's exemption	$191,260 Land $31,970 Building $159,290
2021			$191,260 Land $31,970 Building $159,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1557 Geraldine Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1986–2002)
Most Recent Claim	Jun 2002 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2002 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1557 Geraldine Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Comelec Internet Services.

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