1557 Ella Ln, Stem, NC 27581 Property Records

Granville County property record for 1557 Ella Ln, Stem, NC 27581

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,040 sqft · built 2005
Lot Size	1.19 acres (51,836 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Sep 2021)
Tax Bill	$1,668 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jul 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`26949-38168301`

Property Details

APN / Parcel Number

Primary APN	`26949-38168301`
Alternative APNs	`098000313019` `098000 298` `1066033` `1129043`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,040 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	51,836 sqft (1.19 acres)

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Deck Area	320 sqft
Shed	1 Shed
Shed Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1129043
Street Address	1557 ELLA LN
City	STEM
State	NC
Zip	27581-9120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR40
Legal Description	LOT 30 BOWLING GREEN
Legal Subdivision	BOWLING GREENE
Legal Lot Number	30
Jurisdiction	GRANVILLE NC
Township / Civil Division	TALLY HO
Census Block Group	3
Census Block	3007
Census Tract	970701

Owner

Source: Granville County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8 MEADOWCREST DR, DURHAM, NC 27703-2571
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Warranty Deed, Transfer · Conventional Mortgage LATINO COMMUNITY CU
Jul 16, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2021 · Amount on Record
Deed Sale	Sep 2, 2021 · Amount on Record
Prior Sale	Aug 1, 2006 · Amount on Record
Deed Book / Page	1860 / 162
Last Transfer Date	Dec 23, 2024
Transfer Doc	002009/191
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Sep 2, 2021
Property Address	1557 ELLA LN, STEM, NC 27581-9120
Document Number	1860/162
Book / Page	1860 / 162
Map Reference	MB 32 PG 70
Instrument Date	Aug 31, 2021
Transaction Type	Transfer
Record Updated	Sep 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1557 ELLA LN, STEM, NC 27581-9120

Mortgage

Document Number	1860164
Date	Sep 2, 2021
Instrument	1860/164

Lender

Name	LATINO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2026
Change Frequency	5 Years
Min Rate At Change	5.25%
Max Rate At Change	7.5%
Index	5-Year CMT
Margin	3
Max Rate	11.5%

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRANVILLE NC
Recording Date	Jul 16, 2020
Property Address	1557 ELLA LN, STEM, NC 27581-9120
Document Number	1785/812
Book / Page	1785 / 812
Map Reference	MB 1161 PG 541&542
Instrument Date	Jun 15, 2020
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3134 OLD NC 75, 3134, STEM, NC 27581-9411

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1557 ELLA LN, STEM, NC 27581-9120

Tax Assessment & Valuation

Source: Granville County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Granville County
Unified School District	Granville County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,668.00 (+37.17%)	$224,748 (+81.16%) Land $37,098 Building $187,650
2024			$224,748 (+81.16%) Land $37,098 Building $187,650
2023	$1,216.00 (+1.76%)	$124,063 (-) Land $25,756 Building $98,307	$124,063 (-) Land $25,756 Building $98,307
2022	$1,195.00	$124,063 Land $25,756 Building $98,307	$124,063 Land $25,756 Building $98,307

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1998–2023)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jul 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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