1557 E 12th St, Rifle, CO 81650 Property Records

Garfield County property record for 1557 E 12th St, Rifle, CO 81650

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,504 sqft · built 1994
Lot Size	0.187 acres (8,153 sqft)
Owner	2 Individual Names on File
Last Sale	$523,000 (Mar 2026)
Tax Bill	$2,749 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Oct 2021 Sale & Mortgage
APN	`R363123`

Property Details

APN / Parcel Number

Primary APN	`R363123`
Alternative APN	`217710309007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,504 sqft Heated Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Construction Type	Metal Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,153 sqft (0.187 acres)
Garage Area	1 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	20 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Radiant
Heating Fuel	Gas

Location & Zoning

Account Number	R363123
Street Address	1557 E 12TH ST
City	RIFLE
State	CO
Zip	81650-3704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 10 TOWNSHIP: 6 RANGE: 93 SUBDIVISION: HIGHLAND EAST SUB. FLG. 7 BLOCK: B LOT: 7 7TH FLG 8153 SQUARE FEET
Legal Range	93
Legal Township	06
Legal Section	10
Legal Subdivision	HIGHLAND EAST SUB. FLG. 7
Legal Block	B
Legal Lot Number	7
Jurisdiction	GARFIELD CO
Township / Civil Division	RIFLE
Census Block Group	1
Census Block	1017
Census Tract	952004

Owner

1557 E 12th St is owned and occupied by two individuals who bought it in March 2026.

Source: Garfield County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1557 E 12TH ST, RIFLE, CO 81650-3704
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Special Warranty Deed, Transfer · FHA Mortgage T2 FINANCIAL LLC
Oct 11, 2021	Special Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2026 · Amount on File
Deed Sale	Mar 9, 2026 · Amount on File
Prior Sale	Oct 11, 2021 · Amount on File
Deed Document Number	20261016397
Prior Transfer Date	Nov 22, 2006
Prior Transfer Doc	0000712066
Record Updated	Oct 29, 2026

March 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GARFIELD CO
Recording Date	Mar 9, 2026
Property Address	1557 E 12TH ST, RIFLE, CO 81650-3704
Document Number	0001016397
Map Reference	DOC 322566
Instrument Date	Mar 6, 2026
Instrument	1016397
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	TITLE COMPANY OF THE ROCKIES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1557 E 12TH ST, RIFLE, CO 81650-3704

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1557 E 12TH ST, RIFLE, CO 81650-3704

Mortgage

Document Number	0001016398
Date	Mar 9, 2026
Instrument	1016398

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Mortgage

Document Number	0001016399
Date	Mar 9, 2026
Instrument	1016399

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

October 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GARFIELD CO
Recording Date	Oct 11, 2021
Property Address	1557 E 12TH ST, RIFLE, CO 81650-3704
Document Number	0000964524
Instrument Date	Oct 8, 2021
Instrument	964524
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	TITLE COMPANY OF THE ROCKIES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1557 E 12TH ST, RIFLE, CO 81650-3704

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1557 E 12TH ST, RIFLE, CO 81650-3704

Mortgage

Document Number	0000964525
Date	Oct 11, 2021
Instrument	964525

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Mortgage

Document Number	0000964526
Date	Oct 11, 2021
Instrument	964526

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1557 E 12th St was $2,749, up 35.6% from the year before.

Source: Garfield County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Garfield County
Municipality	Rifle City
Unified School District	Garfield School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,749.00 (+35.62%)	$31,270 (+17.6%) Land $4,440 Building $26,830	$500,330 (+26.07%) Land $71,000 Building $429,330
2024	$2,027.00 (+14.2%)	$26,590 (-) Land $3,530 Building $23,060	$396,860 (-) Land $52,700 Building $344,160
2023	$1,775.00 (+21%)	$26,590 (+29.77%) Land $3,530 Building $23,060	$396,860 (+34.62%) Land $52,700 Building $344,160
2022	$1,467.00	$20,490 Land $3,820 Building $16,670	$294,810 Land $55,000 Building $239,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1557 E 12th St; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1557 E 12th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIFLE serves 9,489 people · EPA ID CO0123676
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Kellin Communications Fixed Wireless	1,000 / 220
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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