Lorain County property record for 1557 D St, Lorain, OH 44052
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,228 sqft · built 1920 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $186,800 (Jul 2026) |
| Tax Bill | $752 (2024) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage May 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-00-051-107-021 |
| Primary APN | 02-00-051-107-021 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,228 sqft Living Area |
| 1st Floor Area | 656 sqft |
| Basement Area | 572 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1933 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 110 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 1557 D ST |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44052-2213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FED HOME BLDG |
| Legal Subdivision | FED HOME BLDG |
| Legal Block | 107 |
| Legal Lot Number | 209 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 22200 |
Source: Lorain County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1557 D ST, LORAIN, OH 44052-2213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jul 9, 2026 | Warranty Deed, Transfer · FHA Mortgage NEIGHBORS BANK |
| May 19, 2023 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2026 · Amount on Record |
| Deed Sale | Jul 9, 2026 · Amount on Record |
| Prior Sale | May 19, 2023 · Amount on Record |
| Deed Document Number | 2026102899 |
| Prior Transfer Date | Aug 22, 2000 |
| Prior Transfer Doc | 0000702656 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 9, 2026 |
| Property Address | 1557 D ST, LORAIN, OH 44052-2213 |
| Document Number | 0000102899 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 2026102899 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2026 |
| Title Company | INFINITY HM TITLE, INFINITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $75,467.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 1557 D ST, LORAIN, OH 44052-2213 |
| Document Number | 0000102900, |
|---|---|
| Date | Jul 9, 2026 |
| Instrument | 2026102900 |
| Name | NEIGHBORS BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Number | 0000102901, |
|---|---|
| Date | Jul 9, 2026 |
| Instrument | 2026102901 |
| Name | NEIGHBORS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 1, 2036 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 19, 2023 |
| Property Address | 1557 D ST, LORAIN, OH 44052-2213 |
| Document Number | 0000916298 |
| Map Reference | VOL 9 PG 25 |
| Instrument Date | May 8, 2023 |
| Instrument | 2023-0916298 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1557 D ST, LORAIN, OH 44052-2213 |
| Document Number | 0000916299 |
|---|---|
| Date | May 19, 2023 |
| Instrument | 2023-0916299 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $37,850 (-0.02%) Land $3,610 Building $34,240 | $108,160 (-) Land $10,320 Building $97,840 | |
| 2024 | $752.00 (-37.75%) | $37,856 (+65.51%) Land $3,612 Building $34,244 | $108,160 (+65.51%) Land $10,320 Building $97,840 |
| 2023 | $1,208.00 (+0.92%) | $22,873 (+0.01%) Land $4,722 Building $18,151 | $65,350 (-) Land $13,490 Building $51,860 |
| 2022 | $1,197.00 | $22,870 Land $4,720 Building $18,150 | |
| 2021 | $65,350 Land $13,490 Building $51,860 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures