1557 Ave Oceano, Oceanside, CA 92056 Property Records

San Diego County property record for 1557 Ave Oceano, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,096 sqft · built 1989
Lot Size	0.247 acres (10,744 sqft)
Owner	2 Company Names on Record
Last Sale	$409,000 (Sep 2010)
Tax Bill	$5,840 (2025)
Deeds & Mortgages	May 2026 Transfer Apr 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`161-610-05-00`

Property Details

APN / Parcel Number

Primary APN	`161-610-05-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,096 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	10,744 sqft (0.247 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1557 AVENIDA OCEANO
City	OCEANSIDE
State	CA
Zip	92056-6940
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-1 (Res)
Legal Description	LOT 24 TR 011794
Legal Subdivision	RANCHO DEL ORO INDUST PARK
Legal Tract	011794
Legal Block	2
Legal Lot Number	24
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2001
Census Tract	19304

Owner

Source: San Diego County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1557 AVENIDA OCEANO, OCEANSIDE, CA 92056-6940
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 5, 2022	Deed of Trust, Mortgage · Line of Credit FRONTWAVE CU
Oct 6, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2010 · Amount on Record
Deed Sale	Sep 27, 2010 · Amount on Record
Prior Sale	Sep 3, 1993 · Amount on Record
Deed Document Number	2010512641
Prior Transfer Date	Aug 4, 1993
Prior Transfer Doc	0000586443
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 12, 2026
Property Address	1557 AVENIDA OCEANO, OCEANSIDE, CA 92056-6940
Document Number	0000135094
Instrument Date	Apr 24, 2026
Instrument	2026135094
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1557 AVENIDA OCEANO, OCEANSIDE, CA 92056-6940

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1557 AVENIDA OCEANO, OCEANSIDE, CA 92056-6940
Transaction Type	Mortgage
Record Updated	Apr 13, 2022
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 AVENIDA OCEANO, OCEANSIDE, CA 92056

Mortgage

Document Number	0000149165
Date	Apr 5, 2022
Instrument	2022-0149165

Lender

Name	FRONTWAVE CU
Type	Credit Union
Address	OCEANSIDE, CA 92056

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Feb 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 6, 2020
Property Address	1557 AVENIDA OCEANO, OCEANSIDE, CA 92056-6940
Document Number	0000604146
Map Reference	MAP 11794
Instrument Date	Oct 1, 2020
Instrument	2020-0604146
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1557 AVENIDA OCEANO, OCEANSIDE, CA 92056-6940

Mortgage

Document Number	0000604147
Date	Oct 6, 2020
Instrument	2020-0604147

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$534,467 (+2%) Land $150,543 Building $383,924
2025	$5,840.00 (+5.93%) Homeowner's exemption	$523,989 (+4.04%) Land $147,592 Building $376,397
2024	$5,513.00 (+2.53%)
2023	$5,377.00 (+0.2%) Homeowner's exemption	$503,644 Land $141,862 Building $361,782
2022	$5,366.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile.

Nearby Properties on Ave Oceano

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures