1557 Applegate St, Chula Vista, CA 91913 Property Records

San Diego County property record for 1557 Applegate St, Chula Vista, CA 91913

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,798 sqft · built 2001
Lot Size	0.84 acres (3,649 sqft)
Owner	2 Individual Names on Record
Last Sale	$785,000 (Oct 2021)
Tax Bill	$11,068 (2025)
Deeds & Mortgages	May 2021 Mortgage Oct 2021 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`642-600-15-00`

Property Details

APN / Parcel Number

Primary APN	`642-600-15-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,798 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	3,649 sqft (0.84 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1557 APPLEGATE ST
City	CHULA VISTA
State	CA
Zip	91913-1580
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC10SF4
Legal Description	LOT 15 TR 013836
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	013836
Legal Block	3
Legal Lot Number	15
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3000
Census Tract	13325

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13855 KERRY LN, SAN DIEGO, CA 92130-5607
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 5, 2021	Grant Deed, Transfer · Stand-Alone Second Mortgage CATHAY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2021 · Amount on Record
Deed Sale	Oct 5, 2021 · Amount on Record
Prior Sale	Jun 4, 2001 · Amount on Record
Deed Document Number	2021696672
Prior Transfer Date	Jul 12, 2013
Prior Transfer Doc	0000442207
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1557 APPLEGATE ST, CHULA VISTA, CA 91913-1580
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1557 APPLEGATE ST, CHULA VISTA, CA 91913-1580

Mortgage

Document Number	0000391157
Date	May 24, 2021
Instrument	2021-0391157

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 5, 2021
Property Address	1557 APPLEGATE ST, CHULA VISTA, CA 91913-1580
Document Number	0000696672
Map Reference	MAP 13836
Instrument Date	Sep 2, 2021
Instrument	2021-0696672
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY SD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	13855 KERRY LN, SAN DIEGO, CA 92130-5607

Mortgage

Document Number	0000696673
Date	Oct 5, 2021
Instrument	2021-0696673

Lender

Name	CATHAY BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Nov 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.1%
Index	Other
Max Rate	10.1%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$849,704 (+2%) Land $300,641 Building $549,063
2025	$11,068.00 (-8.5%)	$833,045 (+4.04%) Land $294,747 Building $538,298
2024	$12,096.00 (+1.77%)
2023	$11,886.00 (+3.08%)	$800,699 Land $283,302 Building $517,397
2022	$11,531.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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