1557 9th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 1557 9th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.162 acres (7,063 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,162 (2025)
Deeds & Mortgages	May 2023 Line of Credit Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`85-401-5950`

Property Details

APN / Parcel Number

Primary APN	`85-401-5950`
Alternative APNs	`85-00401-5950` `42326`

Exterior

Lot Area	7,063 sqft (0.162 acres)

Location & Zoning

Account Number	42326
Street Address	1557 9TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-2109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6, BLK 59
Legal Range	31W
Legal Township	35N
Legal Section	01
Legal Subdivision	EAST SAINT CLOUD
Legal Block	59
Legal Lot Number	6
Jurisdiction	SHERBURNE MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3011
Census Tract	31500

Owner

1557 9th Ave SE is owned and occupied by two individuals.

Source: Sherburne County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1557 9TH AVE SE, SAINT CLOUD, MN 56304-2109
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Deed of Trust, Mortgage · Line of Credit STEARNS BANK NA
Jan 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	1557 9TH AVE SE, SAINT CLOUD, MN 56304-2109
Transaction Type	Mortgage
Record Updated	May 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1557 9TH AVE SE, SAINT CLOUD, MN 56304-2109

Mortgage

Document Number	0000956316
Date	May 2, 2023
Instrument	956316

Lender

Name	STEARNS BANK NA
Type	Bank
Address	SAINT CLOUD, MN 56302

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	59 Months
Due	Apr 15, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	1557 9TH AVE SE, SAINT CLOUD, MN 56304-2109
Document Number	0000885012
Instrument Date	Jan 2, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1557 9TH AVE SE ST CLOUD MN 563042109, ST CLOUD, MN 56304-2109

Mortgage

Document Number	0000885012
Date	Jan 10, 2020
Instrument	885012

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 9, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1557 9th Ave SE was $3,162 with a homeowner's exemption.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$248,600 (+4.15%) Land $40,000 Building $208,600	$248,600 (+4.15%) Land $40,000 Building $208,600
2025	$3,162.00	$238,700 Land $40,000 Building $198,700	$238,700 Land $40,000 Building $198,700
2023	$2,606.00	$234,800 Land $30,000 Building $204,800
2021			$234,800 Land $30,000 Building $204,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1557 9th Ave SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1557 9th Ave SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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