Palm Beach County property record for 1557 40th St, West Palm Beach, FL 33407
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,798 sqft · built 1967 |
| Lot Size | 0.286 acres (12,480 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $176,000 (Dec 2003) |
| Tax Bill | $6,558 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-43-43-05-02-009-0220 |
| Primary APN | 74-43-43-05-02-009-0220 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,798 sqft Living Area |
| Gross Area | 2,365 sqft |
| 1st Floor Area | 1,798 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,480 sqft (0.286 acres) |
| Lot Dimensions | 143 ft deep x 87 ft wide |
| View / Lot | Water |
| Garage Area | 567 sqft |
| Porch | Porch |
| Porch Area | 366 sqft |
| Patio Area | 289 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 1557 40TH ST |
|---|---|
| City | WEST PALM BEACH |
| State | FL |
| Zip | 33407-3639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF7 |
| Legal Description | REPL OF BLKS 6~ 7~ 8 & 9 OF PL1 WESTFIELD LT 22 BLK 9 |
| Legal Range | 43E |
| Legal Township | 43S |
| Legal Section | 05 |
| Legal Subdivision | REPL OF BLKS 6, 7, 8 & 9 WESTFIELD |
| Legal Block | 8,9,PL1 |
| Legal Lot Number | 22 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | WEST PALM BEACH |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 1801 |
Source: Palm Beach County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 1557 40TH ST, WEST PALM BEACH, FL 33407-3639 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Nov 4, 2021 | Deed of Trust, Mortgage FIRST CHOICE CU |
| Jun 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Jul 16, 2019 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2003 · Amount on Record |
| Deed Sale | Dec 30, 2003 · Amount on Record |
| Prior Sale | Jun 19, 2001 |
| Deed Document Number | 20030796015 |
| Deed Book / Page | 16372 / 1157 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 1557 40TH ST, WEST PALM BEACH, FL 33407-3639 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1557 40TH ST, WEST PALM BEACH, FL 33407-3639 |
| Document Number | 0330250617 |
|---|---|
| Date | Nov 4, 2021 |
| Book Page | 33025/617 |
| Instrument | 20210509038 |
| Name | FIRST CHOICE CU |
|---|---|
| Type | Credit Union |
| Address | WEST PALM BEACH, FL 33406 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Nov 13, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 1557 40TH ST, WEST PALM BEACH, FL 33407-3639 |
| Document Number | 0315150055 |
| Instrument Date | Jun 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1557 40TH ST WEST PALM BEACH FL 334073639, WEST PALM BEACH, FL 33407-3639 |
| Document Number | 0315150055 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 031515/000055 |
| Instrument | 215385 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 21, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 1557 40TH ST, WEST PALM BEACH, FL 33407-3639 |
| Document Number | 0307690023 |
| Instrument Date | Jul 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1557 40TH ST WEST PALM BEACH FL 334073639, WEST PALM BEACH, FL 33407-3639 |
| Document Number | 0307690023 |
|---|---|
| Date | Jul 23, 2019 |
| Book Page | 030769/000023 |
| Instrument | 269622 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 22, 2049 |
Source: Palm Beach County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Palm Beach County |
| Municipality | West Palm Beach City |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,558.00 (+203.47%) Homeowner's exemption | $141,063 (+5.99%) | $388,639 (+3.03%) Land $145,000 Building $243,639 |
| 2023 | $2,161.00 (+2.13%) Homeowner's exemption | $133,094 (+3%) | $377,194 (+7.56%) Land $150,000 Building $227,194 |
| 2022 | $2,116.00 Homeowner's exemption | $129,217 | $350,670 Land $159,700 Building $190,970 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST PALM BEACH WTP serves 132,000 people · EPA ID FL4501559 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jul 2024 Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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