15569 Zoe Loop Dr, Montgomery, TX 77316 Property Records

Montgomery County property record for 15569 Zoe Loop Dr, Montgomery, TX 77316

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,777 sqft · built 2001
Lot Size	1.5 acres (65,340 sqft)
Owner	Company Name on Record
Tax Bill	$5,874 (2024)
Deeds & Mortgages	Jun 2017 Line of Credit May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5390-04-01800`

Property Details

APN / Parcel Number

Primary APN	`5390-04-01800`
Alternative APN	`R282296`

Interior

Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,777 sqft Living Area
Gross Area	4,150 sqft
1st Floor Area	2,777 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	65,340 sqft (1.5 acres)
View / Lot	Front
Garage Type	Attached
Garage Area	909 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Enclosed Concrete/Masonry Porch
Porch Area	518 sqft
Shed	1 Shed
Shed Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	15569 ZOE LOOP DR
City	MONTGOMERY
State	TX
Zip	77316-5439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAND LAKE ESTATES 04, BLOCK 2, LOT 8
Legal Subdivision	GRAND LAKE ESTATES 04
Legal Block	2
Legal Lot Number	8
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	2
Census Block	2010
Census Tract	694502

Owner

Source: Montgomery County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	15569 ZOE LOOP DR, MONTGOMERY, TX 77316-5439
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2017	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
May 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 23, 2021	Warranty Deed, Transfer
Feb 1, 2019	Intrafamily Transfer, Transfer PREMIA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2021
Deed Sale	Nov 23, 2021
Prior Sale	Oct 1, 2021
Deed Document Number	2021162728
Prior Transfer Date	Jan 31, 2019
Prior Transfer Doc	0000008161
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	15569 ZOE LOOP DR, MONTGOMERY, TX 77316-5439
Transaction Type	Mortgage
Record Updated	Dec 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055656
Date	Jun 27, 2017
Instrument	2017055656

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	420 Months
Due	Jun 14, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	15569 ZOE LOOP DR, MONTGOMERY, TX 77316-5439
Transaction Type	Mortgage
Record Updated	Dec 6, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042996
Date	May 6, 2020
Instrument	2020042996

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Jun 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.12%
Index	1-Year LIBOR
Max Rate	8.12%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Nov 23, 2021
Property Address	15569 ZOE LOOP DR, MONTGOMERY, TX 77316-5439
Document Number	0000162728
Map Reference	CAB N SH 119&120
Instrument Date	Nov 22, 2021
Instrument	2021162728
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1375 N SCOTTSDALE RD STE 140, 1375, SCOTTSDALE, AZ 85257-3413

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	15569 ZOE LOOP DR, MONTGOMERY, TX 77316-5439

February 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY TX
Recording Date	Feb 1, 2019
Property Address	15569 ZOE LOOP DR, MONTGOMERY, TX 77316-5439
Document Number	0000008161
Map Reference	CAB N SH 119&120
Instrument Date	Jan 31, 2019
Instrument	2019008161
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15569 JOE LOOP DRIVE, MONTGOMERY, TX 77316

Mortgage

Document Number	0000008162
Date	Feb 1, 2019
Instrument	2019008162

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Feb 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Montgomery Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$521,744 (+1%)	$713,063 (+50.34%) Land $195,000 Building $518,063
2024	$5,874.00 (-16.75%) Homeowner's exemption Senior Citizen's exemption	$474,313 (-18.36%) Land $88,500 Building $385,813	$474,313 (-18.36%) Land $88,500 Building $385,813
2023	$7,056.00 Homeowner's exemption	$581,000 Land $88,500 Building $492,500	$581,000 Land $88,500 Building $492,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 72 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	72 in force
Nearby Flood Claims	6 (2017–2024)
Claims Outside the SFHA	1 of 6
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Hurricane Harvey, Aug 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY TRACE WATER SYSTEM private · serves 25,917 people · EPA ID TX1700638
Water Source	Purchased surface water from SJRA GRP SW TREATMENT PLANT
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MidSouth Fiber Internet Fiber	8,000 / 8,000
Ezee Fiber Fiber	8,000 / 8,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Fidium Fiber Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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