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15560 W Bender Rd, Braman, OK 74632 Property Records

Kay County property record for 15560 W Bender Rd, Braman, OK 74632

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,728 sqft · built 2014
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$134,750 (Mar 2017)
Tax Bill$1,045 (2025)
Deeds & MortgagesJul 2026 Mortgage
Mar 2017 Sale
Flood ZoneZone X (minimal risk)
APN25858

Property Details

APN / Parcel Number

Primary APN25858
Alternative APN
  • 8300-05-028-01W-3-023-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,728 sqft Living Area
1st Floor Area1,728 sqft

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialMetal
Lot Area43,560 sqft (1 acres)
Garage TypeDetached
Garage Area1,240 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area192 sqft
Patio Area192 sqft
Shed1 Shed
Shed Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number25858
Street Address15560 W BENDER RD
CityBRAMAN
StateOK
Zip74632-9144
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOWE TWP - 5-28-1W TR #14 DESC AS; BEG SE/C SW/4 TH W 32 RDS (528') AS POB, TH CON'T W 8 RDS (132') N 20 RDS (330') E 8 RDS (
Legal Range01W
Legal Township28N
Legal Section05
Legal SubdivisionLOWE TOWNSHIP
Legal Tract14
Legal Block28
Legal Lot Number1W
JurisdictionKAY OK
Township / Civil DivisionBRAMAN
Census Block Group2
Census Block2096
Census Tract1302

Owner

Source: Kay County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address15560 W BENDER RD, BRAMAN, OK 74632-9144
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2026Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Mar 13, 2017Warranty Deed, Transfer
CTEWART ESCROW & TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 13, 2017 · Amount on Record
Deed SaleMar 13, 2017 · Amount on Record
Prior SaleSep 25, 2006 · Amount on Record
Deed Document Number20171942
Deed Book / Page1738 / 1000
Prior Transfer DateNov 1, 2006
Prior Transfer Doc0000010224
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKAY OK
Recording DateJul 13, 2026
Property Address15560 W BENDER RD, BRAMAN, OK 74632-9144
Document Number0000004898
Book / Page2041 / 103
Instrument DateJun 29, 2026
Instrument20264898
Transaction TypeMortgage
Record UpdatedJul 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address15560 W BENDER RD, BRAMAN, OK 74632-9144

Mortgage

Document Number0000004898,
DateJul 13, 2026
Book Page2041/103
Instrument20264898
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 1, 2046
Interest
Rate TypeFixed Rate
Rate6.53%
Initial TypeFixed Rate
Max Rate-1%

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKAY OK
Recording DateMar 13, 2017
Property Address15560 W BENDER RD, BRAMAN, OK 74632-9144
Document Number0000001942
Book / Page1738 / 1000
Instrument DateMar 10, 2014
Instrument2017-001942
Transaction TypeTransfer
Record UpdatedMar 15, 2022
Title CompanyCTEWART ESCROW & TITLE

Transaction

AmountAmount Recorded
Tax$202.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15560 W BENDER RD, BRAMAN, OK 74632-9144

Tax Assessment & Valuation

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyKay County
Unified School DistrictNewkirk Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,663 (+3%) Land $275 Building $11,388$106,024 (-53.68%) Land $2,500 Building $103,524
2025$1,045.00 (+4.19%) Homeowner's exemption$11,323 (+2.99%) Land $275 Building $11,048$228,906 (-1.81%) Land $2,500 Building $226,406
2024$1,003.00 (+7.5%) Homeowner's exemption$10,994 (+3.01%) Land $990 Building $10,004$233,126 (+13.07%) Land $9,000 Building $224,126
2023$933.00 Homeowner's exemption$10,673 Land $990 Building $9,683$206,184 Land $9,000 Building $197,184

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims9 (1998–2019)
Claims Outside the SFHA1 of 9
Most Recent ClaimMay 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2019 · 2 claims
  • Severe Storms, Tornadoes, And Flooding, Sep 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKAY COUNTY RURAL WATER DISTRICT 7
serves 920 people · EPA ID OK3003601
Water SourcePurchased surface water from several systems
Last State InspectionSep 2022
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
KanOkla Communications
Fiber		2,000 / 2,000
Chisholm Broadband
Fixed Wireless		100 / 40
Nextlink
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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