15560 Montello Ln, Naples, FL 34114 Property Records

Collier County property record for 15560 Montello Ln, Naples, FL 34114

Property Summary

Property Type	Single Family Home
Details	3,332 sqft · built 2022
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,438,700 (Nov 2022)
Tax Bill	$15,267 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`183660 1606C18`

Property Details

APN / Parcel Number

Primary APN	`183660 1606C18`
Alternative APN	`23896806628`

Interior

Building Area	3,332 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Masonry / Concrete Block
Lot Area	14,810 sqft (0.34 acres)
Pool Area	448 sqft
Deck Area	1,048 sqft

Location & Zoning

Street Address	15560 MONTELLO LN
City	NAPLES
State	FL
Zip	34114-3151
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELLA TESORO AN ESPLANADE COMMUNITY PH 1 LOT 160
Legal Range	27
Legal Township	51
Legal Section	18
Legal Subdivision	BELLA TESORO PH 1 AN ESPLANADE COMMUNITY
Legal Phase	1
Legal Block	3
Legal Lot Number	160
Legal Unit	Y
Jurisdiction	COLLIER FL
Township / Civil Division	EVERGLADES
Census Block Group	3
Census Block	3006
Census Tract	11111

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15560 MONTELLO LN, NAPLES, FL 34114-3151
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2022 · Amount on Record
Deed Sale	Nov 8, 2022 · Amount on Record
Deed Document Number	20226327632
Deed Book / Page	6189 / 597
Record Updated	Oct 29, 2026

November 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Nov 8, 2022
Property Address	15560 MONTELLO LN, NAPLES, FL 34114-3151
Document Number	0061890597
Book / Page	6189 / 597
Map Reference	MB 67 PG 32
Instrument Date	Nov 7, 2022
Instrument	6327632
Transaction Type	Transfer
Record Updated	Jan 29, 2024
Title Company	INSPIRED TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,070.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28100 BONITA GRANDE DR STE 102, 102, BONITA SPRINGS, FL 34135-6220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15560 MONTELLO LN, NAPLES, FL 34114-3151

Mortgage

Document Number	0006189599
Date	Nov 8, 2022
Instrument	6189/599

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.87%
Index	Other
Margin	3
Max Rate	8.87%

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,213,728 (+2.7%)	$1,376,597 (-8.62%) Land $164,379 Building $1,212,218
2025	$15,267.00 (+7.16%) Homeowner's exemption	$1,181,819 (+0.87%)	$1,506,484 (+28.58%) Land $214,751 Building $1,291,733
2023	$14,247.00 (+358.69%) Homeowner's exemption	$1,171,596 (+2,868.77%) Land $214,751 Building $956,845	$1,171,596 (+888.83%) Land $214,751 Building $956,845
2022	$3,106.00	$39,464	$118,483 Land $118,483

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 429 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	705 units insured incl. 276 condo units
Nearby Flood Claims	2 (2024–2026)
Most Recent Claim	Mar 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 52% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20