1556 Wagon Trail Rd, Ridgeway, VA 24148 Property Records

Henry County property record for 1556 Wagon Trail Rd, Ridgeway, VA 24148

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,517 sqft · built 2019
Lot Size	1 acres (43,647 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,129 (2025)
Deeds & Mortgages	Dec 2021 Refinance Dec 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`110490003`

Property Details

APN / Parcel Number

Primary APN	`110490003`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Building Area	1,517 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	43,647 sqft (1 acres)
Garage Type	Attached
Garage Area	504 sqft

Location & Zoning

Street Address	1556 WAGON TRAIL RD
City	RIDGEWAY
State	VA
Zip	24148-3818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT C1
Legal Lot Number	C1
Jurisdiction	HENRY VA
Township / Civil Division	HORSEPASTURE
Census Block Group	1
Census Block	1028
Census Tract	10700

Owner

Source: Henry County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1556 WAGON TRAIL RD, RIDGEWAY, VA 24148-3818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RIGHT BY YOU MORTGAGE
Dec 29, 2021	Intrafamily Transfer, Transfer
Oct 17, 2018	Gift Deed, Transfer · Line of Credit CARTER BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 20, 2021
Transfer Doc	0000005852
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY VA
Property Address	1556 WAGON TRAIL RD, RIDGEWAY, VA 24148-3818
Transaction Type	Mortgage
Record Updated	Jan 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210005567
Date	Dec 13, 2021
Instrument	210005567

Lender

Name	RIGHT BY YOU MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

Interest

Rate Type	Fixed Rate
Rate	2.75%

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENRY VA
Recording Date	Dec 29, 2021
Property Address	1556 WAGON TRAIL RD, RIDGEWAY, VA 24148-3818
Document Number	0210005852
Instrument Date	Dec 20, 2021
Instrument	210005852
Transaction Type	Transfer
Record Updated	Jan 26, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1556 WAGON TRAIL RD, RIDGEWAY, VA 24148-3818

October 2018: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	HENRY VA
Recording Date	Oct 17, 2018
Property Address	1556 WAGON TRAIL RD, RIDGEWAY, VA 24148-3818
Document Number	180003588
Instrument Date	Sep 24, 2018
Instrument	180003588
Transaction Type	Transfer
Record Updated	Oct 21, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1556 WAGON TRAIL RD, RIDGEWAY, VA 24148-3818

Mortgage

Document Number	180003589
Date	Oct 17, 2018
Instrument	180003589

Lender

Name	CARTER BANK & TRUST

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Henry County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Henry County
Unified School District	Henry County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,129.00	$203,600 (-) Land $10,000 Building $193,600
2023	$1,129.00	$203,600 Land $10,000 Building $193,600	$203,600 (-) Land $10,000 Building $193,600
2021			$203,600 Land $10,000 Building $193,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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