1556 Summerhill Ln, Cary, IL 60013 Property Records

McHenry County property record for 1556 Summerhill Ln, Cary, IL 60013

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,430 sqft · built 2001
Lot Size0.255 acres (11,118 sqft)
OwnerIndividual Name on Record
Last Sale$315,000 (Apr 2021)
Deeds & MortgagesMar 2023 Second Mortgage
Apr 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN19-15-278-026

Property Details

APN / Parcel Number

Primary APN19-15-278-026

Interior

Bedrooms3 Beds
Full Baths4 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,430 sqft
Gross Area3,694 sqft
1st Floor Area1,264 sqft
2nd Floor Area1,166 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Architectural StyleColonial
Exterior MaterialRibbed Aluminum
Lot Area11,118 sqft (0.255 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1556 SUMMERHILL LN
CityCARY
StateIL
Zip60013-1851
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2021R0018747 LT 177 CAMBRIA UNIT 10 MEMO: SUBRAMANIAM, JAYAPRAKASH/ JAYAPRAKASH, SHANKARI
Legal Range08E
Legal Township43N
Legal Section15
Legal SubdivisionMEMO
Legal Lot Number177
Legal Unit10
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group3
Census Block3026
Census Tract871312

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1556 SUMMERHILL LN, CARY, IL 60013-1851
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Apr 6, 2021Warranty Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
May 9, 2017Warranty Deed, Transfer · Conventional Mortgage
NORTHERN TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 6, 2021 · Amount on Record
Deed SaleApr 6, 2021 · Amount on Record
Prior SaleMay 9, 2017 · Amount on Record
Deed Document NumberWARRANTY DEED
Record UpdatedJun 7, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address1556 SUMMERHILL LN, CARY, IL 60013-1851
Transaction TypeMortgage
Record UpdatedApr 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006628
DateMar 28, 2023
Instrument2023R0006628
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueApr 1, 2043
Interest
Rate12.3%

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateApr 6, 2021
Property Address1556 SUMMERHILL LN, CARY, IL 60013-1851
Document Number0000018747
Map ReferenceDOC 2001R0038402
Instrument DateMar 11, 2021
Instrument2021R0018747
Transaction TypeTransfer
Record UpdatedMay 27, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$315.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1556 SUMMERHILL LN, CARY, IL 60013-1851

Mortgage

Document Number0000018748
DateApr 6, 2021
Instrument2021R0018748
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051
Interest
Rate2.75%

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateMay 9, 2017
Property Address1556 SUMMERHILL LN, CARY, IL 60013-1851
Document Number0000016525
Instrument DateApr 13, 2017
Instrument16525
Transaction TypeTransfer
Record UpdatedJun 9, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$435.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1556 SUMMERHILL LN CARY IL 600131851, CARY, IL 60013-1851

Mortgage

Document Number16526
DateMay 9, 2017
Instrument16526
Lender
NameNORTHERN TR
AddressCHICAGO, IL 60603
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 8, 2047
Interest
Rate TypeAdjustable Rate
Rate4%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
MunicipalityCary Village
Elementary School DistrictCrystal Lake Community Consolidated School District 47 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$104,990 Land $34,382 Building $70,608$314,970 Land $103,146 Building $211,824

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARY
serves 17,826 people · EPA ID IL1110100
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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