Rutherford County property record for 1556 Saddle Dr, Murfreesboro, TN 37130
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,604 sqft · built 1968 |
| Lot Size | 2.46 acres (107,158 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $306,000 (Nov 2020) |
| Tax Bill | $1,334 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Jan 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 067I-A-006.00-000 |
| Primary APN | 067I-A-006.00-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,604 sqft Living Area |
| 1st Floor Area | 3,207 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Gravel |
| Lot Area | 107,158 sqft (2.46 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Driveway | Driveway |
| Porch | Slab |
| Porch Area | 96 sqft |
| Patio Area | 347 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | R0036531 |
|---|---|
| Street Address | 1556 SADDLE DR |
| City | MURFREESBORO |
| State | TN |
| Zip | 37130-3404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 TWO HILLS DEVELOPMENT PB 3 PGS 7-8 |
| Legal Subdivision | TWO HILLS |
| Legal Lot Number | 8 |
| Jurisdiction | RUTHERFORD TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 41102 |
1556 Saddle Dr is owned and occupied by two individuals who bought it in November 2020.
Source: Rutherford County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1556 SADDLE DR, MURFREESBORO, TN 37130-3404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 3, 2020 | Deed of Trust, Mortgage · VA Mortgage NEW AMERICAN FNDG |
| Jan 13, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2020 · Amount on File |
| Deed Sale | Nov 10, 2020 · Amount on File |
| Deed Document Number | 20202317696 |
| Deed Book / Page | 1990 / 1811 |
| Prior Transfer Date | Dec 6, 2011 |
| Prior Transfer Doc | 0011131637 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 1556 SADDLE DR, MURFREESBORO, TN 37130-3404 |
| Document Number | RB19901814 |
| Instrument Date | Nov 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | RB19901814 |
|---|---|
| Date | Nov 10, 2020 |
| Book Page | 001990/001814 |
| Instrument | 2317697 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 9, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Jan 13, 2020 |
| Property Address | 1556 SADDLE DR, MURFREESBORO, TN 37130-3404 |
| Document Number | RB18563989 |
| Book / Page | 001856 / 003989 |
| Instrument Date | Jan 13, 2020 |
| Instrument | 2251582 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 85 WATSON CIR LEBANON TN 37087, LEBANON, TN 37087 |
The 2025 property tax bill for 1556 Saddle Dr was $1,334.
Source: Rutherford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rutherford County |
| Unified School District | Rutherford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $95,875 (+34.89%) Land $30,250 Building $65,625 | $383,500 Land $121,000 Building $262,500 | |
| 2025 | $1,334.00 | $71,075 Land $15,125 Building $55,950 | |
| 2023 | $1,334.00 | $71,075 Land $15,125 Building $55,950 | $284,300 (-) Land $60,500 Building $223,800 |
| 2022 | $284,300 Land $60,500 Building $223,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1556 Saddle Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (2010–2024) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | May 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1556 Saddle Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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