1556 Rupal St, Kalamazoo, MI 49009 Property Records

Kalamazoo County property record for 1556 Rupal St, Kalamazoo, MI 49009

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,010 sqft · built 2007
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Tax Bill	$4,841 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-14-126-140`

Property Details

APN / Parcel Number

Primary APN	`05-14-126-140`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,010 sqft Living Area
1st Floor Area	882 sqft
Basement Area	882 sqft
Unfinished Basement	882 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	133 ft deep x 82 ft wide
Garage Area	431 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1556 RUPAL ST
City	KALAMAZOO
State	MI
Zip	49009-5801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 RES
Legal Description	BELA SERA SUBDIVISION, LOT 14 ***12/04 SPLIT FROM 14-130-013***
Legal Subdivision	BELA SERA SUBDIVISION
Legal Lot Number	14
Jurisdiction	KALAMAZOO MI
Township / Civil Division	OSHTEMO
Census Block Group	3
Census Block	3025
Census Tract	2908

Owner

Source: Kalamazoo County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1556 RUPAL ST, KALAMAZOO, MI 49009-5801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage CONSUMERS CREDIT UNION
May 19, 2020	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Dec 3, 2021	Intrafamily Transfer, Transfer · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2021
Deed Sale	Dec 3, 2021
Prior Sale	Jan 23, 2007 · Amount on Record
Deed Document Number	202147830
Prior Transfer Date	Nov 23, 2021
Prior Transfer Doc	2021047830
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Recording Date	Jun 10, 2026
Property Address	1556 RUPAL ST, KALAMAZOO, MI 49009-5801
Document Number	0000017788
Instrument Date	May 22, 2026
Instrument	202617788
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1556 RUPAL ST, KALAMAZOO, MI 49009-5801

Mortgage

Document Number	0000017788,
Date	Jun 10, 2026
Instrument	202617788

Lender

Name	CONSUMERS CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 27, 2031

Interest

Rate	6.23%
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	1556 RUPAL ST, KALAMAZOO, MI 49009-5801
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1556 RUPAL ST, KALAMAZOO, MI 49009-5801

Mortgage

Document Number	2020015601
Date	May 19, 2020
Instrument	2020-015601

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KALAMAZOO MI
Recording Date	Dec 3, 2021
Property Address	1556 RUPAL ST, KALAMAZOO, MI 49009-5801
Document Number	2021047830
Map Reference	LB 41 PG 45
Instrument Date	Nov 23, 2021
Instrument	2021-047830
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1556 RUPAL ST, KALAMAZOO, MI 49009-5801

Mortgage

Document Number	2021047831
Date	Dec 3, 2021
Instrument	2021-047831

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Oshtemo Charter Township
Unified School District	Kalamazoo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$151,800 (+9.76%)	$303,600 (+9.76%)
2025	$4,841.00 (+33.1%) Homeowner's exemption	$138,300 (+16.91%)	$276,600 (+16.91%)
2023		$118,300	$236,600
2019	$3,637.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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