1556 Meadow Acre Rd, Moneta, VA 24121 Property Records

Bedford County property record for 1556 Meadow Acre Rd, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,300 sqft · built 1985
Lot Size	5.65 acres (246,114 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,006 (2026)
Deeds & Mortgages	Jul 2023 Line of Credit Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`194 5 6`

Property Details

APN / Parcel Number

Primary APN	`194 5 6`
Alternative APNs	`19410000` `360146`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft
Basement Area	1,300 sqft
Finished Basement	1,300 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	246,114 sqft (5.65 acres)
Porch	Porch
Porch Area	120 sqft
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1556 MEADOW ACRE RD
City	MONETA
State	VA
Zip	24121-5514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOW ACRES LT 6
Legal Subdivision	MEADOW ACRES
Legal Lot Number	6
Jurisdiction	BEDFORD VA
Township / Civil Division	1
Census Block Group	1
Census Block	1054
Census Tract	30501

Owner

Source: Bedford County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1556 MEADOW ACRE RD, MONETA, VA 24121-5514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2023	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK
Feb 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC UNION BANK
Dec 29, 2017	Deed of Trust, Mortgage · Commercial Mortgage UNION BANK & TRUST
Oct 25, 2018	Deed of Trust, Mortgage · Commercial Mortgage UNION BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1556 MEADOW ACRE RD, MONETA, VA 24121-5514
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230005439
Date	Jul 6, 2023
Instrument	230005439

Lender

Name	ATLANTIC UNION BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2053

Interest

Rate Type	Adjustable Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1556 MEADOW ACRE RD, MONETA, VA 24121-5514
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200001725
Date	Feb 20, 2020
Instrument	200001725

Lender

Name	ATLANTIC UNION BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1556 MEADOW ACRE RD, MONETA, VA 24121-5514
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170012174
Date	Dec 29, 2017
Instrument	170012174

Lender

Name	UNION BANK & TRUST

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1556 MEADOW ACRE RD, MONETA, VA 24121-5514
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180009739
Date	Oct 25, 2018
Instrument	180009739

Lender

Name	UNION BANK & TRUST

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,006.00	$266,800 (+117.44%) Land $61,300 Building $205,500
2023	$1,006.00 Additional exemption filed	$122,700	$266,800 Land $61,300 Building $205,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 71% of Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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