1556 Massasso St, Merced, CA 95341 Property Records

Merced County property record for 1556 Massasso St, Merced, CA 95341

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,458 sqft · built 2004
Lot Size0.161 acres (7,020 sqft)
Owner2 Individual Names on File
Tax Bill$2,226 (2025)
Deeds & MortgagesOct 2021 Mortgage
Dec 2019 Mortgage
+ 1 more
Flood ZoneZone AO (high risk)
APN059-630-040-000

Property Details

APN / Parcel Number

Primary APN059-630-040-000
Alternative APN
  • 059-630-040

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,458 sqft Living Area
Gross Area1,920 sqft
1st Floor Area1,458 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleCustom Design
Construction TypeWood
Lot Area7,020 sqft (0.161 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number059-630-040
Street Address1556 MASSASSO ST
CityMERCED
StateCA
Zip95341-5514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR16
Legal DescriptionWEST CREEK HOMES UNIT FOUR LOT 148
Legal SubdivisionWEST CREEK HOMES
Legal Lot Number148
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group1
Census Block1006
Census Tract1501

Owner

1556 Massasso St is owned and occupied by two individuals who acquired it in April 2015.

Source: Merced County records, as of August 21, 2026

Owner of Record2 Individual Names on File
Mailing Address1556 MASSASSO ST, MERCED, CA 95341-5514
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Dec 20, 2019Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS
Aug 21, 2018Deed of Trust, Mortgage · Conventional Mortgage
NEW AMERICAN FNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 16, 2015
Deed SaleApr 16, 2015
Prior SaleDec 6, 2010 · Amount on File
Deed Document Number201512345
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address1556 MASSASSO ST, MERCED, CA 95341-5514
Transaction TypeMortgage
Record UpdatedMay 19, 2022
Title CompanyTRANSCOUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1556 MASSASSO ST, MERCED, CA 95341-5514

Mortgage

Document Number0000045292
DateOct 8, 2021
Instrument2021045292
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address1556 MASSASSO ST, MERCED, CA 95341-5514
Document Number0000000202
Instrument DateDec 20, 2019
Transaction TypeMortgage
Record UpdatedFeb 11, 2020
Title CompanyAMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1556 MASSASSO ST MERCED CA 953417523, MERCED, CA 95341-7523

Mortgage

Document Number0000000202
DateJan 3, 2020
Instrument202
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 2, 2050

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address1556 MASSASSO ST, MERCED, CA 95341-5514
Document Number0000026534
Instrument DateAug 21, 2018
Transaction TypeMortgage
Record UpdatedSep 25, 2018
Title CompanyPACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1556 MASSASSO ST MERCED CA 953417523, MERCED, CA 95341-7523

Mortgage

Document Number0000026534
DateAug 28, 2018
Instrument26534
Lender
NameNEW AMERICAN FNDG
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 27, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1556 Massasso St was $2,226 with a homeowner's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$202,261 (+2%) Land $49,031 Building $153,230
2025$2,226.00 Homeowner's exemption$198,296 Land $48,070 Building $150,226
2023$2,078.00 (+1.56%) Homeowner's exemption$190,598 Land $46,204 Building $144,394
2022$2,046.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1556 Massasso St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AO
high risk · sheet flow 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 253 policies
Nearby Flood Policies253 in force
Nearby Flood Claims58 (1998–2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 17 claims
  • Severe Storms, Flooding, Landslides, And Mudslides, Apr 2006 · 16 claims
  • Severe Winter Storms And Flooding, Mar 1998 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1556 Massasso St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MERCED
serves 96,073 people · EPA ID CA2410009
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Ayera Technologies
Fixed Wireless
1,000 / 500
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20

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