1556 E Oxford Ln, Gilbert, AZ 85295 Property Records

Maricopa County property record for 1556 E Oxford Ln, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,594 sqft · built 1999
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on Record
Last Sale	$242,000 (Mar 2013)
Tax Bill	$2,719 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`309-20-585`

Property Details

APN / Parcel Number

Primary APN	`309-20-585`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,594 sqft Living Area
1st Floor Area	2,594 sqft

Exterior

Year Built	Built 1999
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	9,600 sqft (0.22 acres)
Parking Spaces	2 Parking Spaces
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1556 E OXFORD LN
City	GILBERT
State	AZ
Zip	85295-4948
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	ASHLAND RANCH MCR 475-21
Legal Range	06E
Legal Township	01S
Legal Section	29
Legal Quarter	NE
Quarter-Quarter Section	NE
Legal Subdivision	ASHLAND RANCH
Legal Lot Number	585
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	3
Census Block	3000
Census Tract	815000

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1556 E OXFORD LN, GILBERT, AZ 85295-4948
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Nov 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOWER
Nov 12, 2019	Deed of Trust, Mortgage · Line of Credit LOWER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2013 · Amount on Record
Deed Sale	Mar 7, 2013 · Amount on Record
Prior Sale	Apr 7, 2009
Deed Document Number	20130213489
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1556 E OXFORD LN, GILBERT, AZ 85295-4948
Transaction Type	Mortgage
Record Updated	Oct 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2721 OLIVIA HEIGHTS AVE, HENDERSON, NV 89052-7035

Mortgage

Document Number	0001094290
Date	Oct 11, 2021
Instrument	20211094290

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1556 E OXFORD LN, GILBERT, AZ 85295-4948
Document Number	0000002482
Instrument Date	Nov 12, 2019
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9051 SUNFLOWER AVE RANCHO CUCAMONGA CA 917012753, RANCHO CUCAMONGA, CA 91701-2753

Mortgage

Document Number	0000002482
Date	Jan 2, 2020
Instrument	2482

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2035

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1556 E OXFORD LN, GILBERT, AZ 85295-4948
Document Number	0000002483
Instrument Date	Nov 12, 2019
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9051 SUNFLOWER AVE RANCHO CUCAMONGA CA 917012753, RANCHO CUCAMONGA, CA 91701-2753

Mortgage

Document Number	0000002483
Date	Jan 2, 2020
Instrument	2483

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,630 (-2.08%)	$536,300 (-2.08%) Land $107,200 Building $429,100
2025	$2,719.00 (+3.46%)
2024		$54,770	$547,700 Land $109,500 Building $438,200
2023	$2,628.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 99.1% of Arizona
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink, Verizon.

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