15554 Broad St, Henagar, AL 35978 Property Records

DeKalb County property record for 15554 Broad St, Henagar, AL 35978

Property Summary

Property Type	Single Family Home
Details	1 ba · 672 sqft · built 1990
Lot Size	1.34 acres (58,370 sqft)
Owner	2 Individual Names on Record
Tax Bill	$889 (2026)
Deeds & Mortgages	Apr 2023 Mortgage Apr 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-09-32-0-000-014.001`

Property Details

APN / Parcel Number

Primary APN	`05-09-32-0-000-014.001`
Alternative APNs	`165856` `156966` `42504`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	672 sqft Living Area
1st Floor Area	672 sqft
Flooring	Laminate Plank
Interior Walls	Log

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Logs
Foundation Type	Concrete
Roof Type	Gambrel
Roof Material	Metal
Lot Area	58,370 sqft (1.34 acres)
Porch	Slab
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	165856
Street Address	15554 BROAD ST
City	HENAGAR
State	AL
Zip	35978-4275
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CONT 1.34 AC S32 T4S R9E PT OF SW-NW DESC AS:BEG 215' EAST OF NW COR OF 1/4 1/4 TH: E 275' SE 80' SW 285' NW 266.79' TO POB
Legal Range	09E
Legal Township	04S
Legal Section	32
Jurisdiction	DEKALB AL
Township / Civil Division	HENAGAR
Census Block Group	1
Census Block	1017
Census Tract	960200

Owner

Source: DeKalb County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15554 BROAD ST, HENAGAR, AL 35978-4275
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 4, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 27, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEKALB AL
Recording Date	Apr 4, 2023
Property Address	15554 BROAD ST, HENAGAR, AL 35978-4275
Document Number	03003/2180
Book / Page	3003 / 2180
Instrument Date	Apr 3, 2023
Transaction Type	Transfer
Record Updated	Nov 6, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3907 PLAINS AVE SW, FORT PAYNE, AL 35967-4544

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Investor	Possibly a Property Investor

Mortgage

Document Number	0050034472
Date	Apr 4, 2023
Instrument	5003/4472

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEKALB AL
Recording Date	Apr 4, 2023
Property Address	15554 BROAD ST, HENAGAR, AL 35978-4275
Document Number	03003/2180
Book / Page	3003 / 2180
Instrument Date	Apr 3, 2023
Transaction Type	Transfer
Record Updated	Apr 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3907 PLAINS AVE SW, FORT PAYNE, AL 35967-4544

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Investor	Possibly a Property Investor

Mortgage

Document Number	0050034472
Date	Apr 4, 2023
Instrument	5003///4472

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEKALB AL
Recording Date	Oct 27, 2020
Property Address	15554 BROAD ST, HENAGAR, AL 35978-4275
Document Number	03000/6307
Book / Page	3000 / 6307
Instrument Date	Oct 22, 2020
Transaction Type	Transfer
Record Updated	Nov 6, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2413 CHARLESTON SQ, CHATTANOOGA, TN 37421-1837

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3907 PLAINS AVE SW, FORT PAYNE, AL 35967-4544

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	DeKalb County
Municipality	Henagar City
Unified School District	DeKalb County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$889.00 (+6.98%)
2025	$831.00 (+19.57%)	$20,540 (+102,6%) Land $1,800 Building $18,740	$112,440 (+30.84%) Land $9,940 Building $102,500
2023	$695.00	$20 (-99.88%)
2022	$695.00	$17,180 Land $1,980 Building $15,200	$85,940 Land $9,940 Building $76,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Jan 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 79% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Farmers Telecommunications Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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