15552 Sumac Ter, Valley Center, CA 92082 Property Records

San Diego County property record for 15552 Sumac Ter, Valley Center, CA 92082 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,967 sqft · built 2020
Lot Size	2.33 acres (101,930 sqft)
Owner	2 Individual Names on File
Last Sale	$930,000 (Feb 2020)
Tax Bill	$10,870 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`132-500-10-00`

Property Details

APN / Parcel Number

Primary APN	`132-500-10-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,967 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	101,930 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	15552 SUMAC TER
City	VALLEY CENTER
State	CA
Zip	92082-4565
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 TR 014485
Legal Subdivision	SAN DIEGO #5028-1
Legal Tract	014485
Legal Block	1
Legal Lot Number	10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	VALLEY CENTER
Census Block Group	1
Census Block	1011
Census Tract	19110

Owner

Source: San Diego County records · APN 132-500-10-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	15552 SUMAC TER, VALLEY CENTER, CA 92082-4565
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Mar 08, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 28, 2020	Grant Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 27, 2018	Grant Deed, Mortgage LFT CAP LLC
Apr 06, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 28, 2020 · Amount on Record
Deed Sale	Feb 28, 2020 · Amount on Record
Prior Sale	Nov 19, 2013 · Amount on Record
Deed Document Number	2020103817
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15552 SUMAC TER, VALLEY CENTER, CA 92082-4565
Transaction Type	Mortgage
Record Updated	Oct 22, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15552 SUMAC TER, VALLEY CENTER, CA 92082-4565

Mortgage

Document Number	0000283290
Date	Oct 10, 2025
Instrument	2025-0283290

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 31, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15552 SUMAC TER, VALLEY CENTER, CA 92082-4565
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	E-PERFORMANCE TITLE, PERFORMANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15552 SUMAC TER, VALLEY CENTER, CA 92082-4565

Mortgage

Document Number	0000177630
Date	Mar 08, 2021
Instrument	2021-0177630

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 01, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15552 SUMAC TER, VALLEY CENTER, CA 92082-4565
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15552 SUMAC TER, VALLEY CENTER, CA 92082-4565

Mortgage

Document Number	0000325695
Date	Apr 28, 2021
Instrument	2021-0325695

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 28, 2020
Property Address	15552 SUMAC TER, VALLEY CENTER, CA 92082-4565
Document Number	0000103817
Map Reference	MAP 14485
Instrument Date	Dec 05, 2019
Instrument	2020-0103817
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15552 SUMAC TER, VALLEY CENTER, CA 92082-4565

Mortgage

Document Number	0000103818
Date	Feb 28, 2020
Instrument	2020-0103818

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

April 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 27, 2018
Property Address	15552 SUMAC TER, VALLEY CENTER, CA 92082-4565
Instrument Date	Apr 10, 2018
Instrument	168022
Transaction Type	Mortgage
Record Updated	May 03, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	2245 SAN DIEGO AVE #125 SAN DIEGO CA 921102072, 125, SAN DIEGO, CA 92110-2072

Mortgage

Document Number	0000168022
Date	Apr 27, 2018
Instrument	168022

Lender

Name	LFT CAP LLC
Address	2245 SAN DIEGO AVE # 125, SAN DIEGO, CA 92110-2072

Agreement

Amount	Amount Recorded

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 06, 2018
Property Address	15552 SUMAC TER, VALLEY CENTER, CA 92082-4565
Document Number	0000137435
Instrument Date	Apr 04, 2018
Instrument	137435
Transaction Type	Transfer
Record Updated	Apr 13, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Valley Center-Pauma Unified School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$880,837 (+2%) Land $284,509 Building $596,328
2025	$10,870.00 (+1.88%) Homeowner's exemption	$863,567 (+4.04%) Land $278,931 Building $584,636
2023	$10,669.00 (+1.72%) Homeowner's exemption	$830,035 Land $268,100 Building $561,935
2022	$10,489.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730191101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	High above 88% of the US · above 69% of California
Wildfire Likelihood	About 1 in 103 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
Verizon	Fixed Wireless	25 / 6
T-Mobile USA	Fixed Wireless	25 / 3

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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