15550 Mathew Rd, Valley Center, CA 92082 Property Records

San Diego County property record for 15550 Mathew Rd, Valley Center, CA 92082

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,566 sqft · built 1994
Lot Size3.66 acres (159,865 sqft)
OwnerCompany Name on Record
Last Sale$766,500 (Jan 2022)
Tax Bill$9,064 (2025)
Deeds & MortgagesSep 2022 Transfer
Jan 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN189-032-14-00

Property Details

APN / Parcel Number

Primary APN189-032-14-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,566 sqft Living Area

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Lot Area159,865 sqft
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address15550 MATHEW RD
CityVALLEY CENTER
StateCA
Zip92082-6776
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionPAR 3 TR PM13407
Legal SubdivisionCARLSBAD TRACT #72-1
Legal Tract13407
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionVALLEY CENTER
Census Block Group2
Census Block2001
Census Tract19111

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1968 CIRCLE PARK LN, ENCINITAS, CA 92024-1928
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2022Intrafamily Transfer, Transfer
Jan 21, 2022Grant Deed, Transfer · VA Mortgage
GUARANTEED RATE INC
Jun 1, 2017Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 19, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 21, 2022 · Amount on Record
Deed SaleJan 21, 2022 · Amount on Record
Prior SaleAug 26, 2003 · Amount on Record
Deed Document Number202232712
Last Transfer DateMay 10, 2022
Transfer Doc0000359098
Record UpdatedSep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateSep 9, 2022
Property Address15550 MATHEW RD, VALLEY CENTER, CA 92082-6776
Document Number0000359098
Map ReferencePG 13407
Instrument DateMay 10, 2022
Instrument2022-0359098
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1968 CIRCLE PARK LN, ENCINITAS, CA 92024-1928

January 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 21, 2022
Property Address15550 MATHEW RD, VALLEY CENTER, CA 92082-6776
Document Number0000032712
Map ReferenceMB 13407
Instrument DateJan 6, 2022
Instrument2022-0032712
Transaction TypeTransfer
Record UpdatedJan 31, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1968 CIRCLE PARK LN, ENCINITAS, CA 92024-1928

Mortgage

Document Number0000032713
DateJan 21, 2022
Instrument2022-0032713
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address15550 MATHEW RD, VALLEY CENTER, CA 92082-6776
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000247504
DateJun 1, 2017
Instrument2017-0247504
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2047

November 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateNov 19, 2019
Property Address15550 MATHEW RD, VALLEY CENTER, CA 92082-6776
Document Number0000534849
Map ReferencePG 13407
Instrument DateNov 13, 2019
Instrument2019-0534849
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyCHICAGO TITLE SD

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15550 MATHEW RD, VALLEY CENTER, CA 92082-6776

Mortgage

Document Number0000534850
DateNov 19, 2019
Instrument2019-0534850
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictValley Center-Pauma Unified School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$829,465 (+2%) Land $430,222 Building $399,243
2025$9,064.00 (+10.89%)$813,202 (+10.79%) Land $421,787 Building $391,415
2023$8,174.00 (+13.81%)$734,000 Land $380,000 Building $354,000
2022$7,182.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2020–2023)
Most Recent ClaimMar 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 95% of the US · above 81% of California
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSan Pasqual District B
tribal government · serves 705 people · EPA ID 090605080
Water SourcePurchased surface water from VALLEY CENTER MWD
Last State InspectionJun 2025
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
DSL
10 / 1

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