15550 Eagle Ridge Rd, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 15550 Eagle Ridge Rd, Apple Valley, MN 55124

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,696 sqft · built 2005
Lot Size	0.5 acres (223,811 sqft)
Owner	Individual Name on Record
Last Sale	$259,652 (Apr 2020)
Tax Bill	$3,488 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-18052-21-301`

Property Details

APN / Parcel Number

Primary APN	`01-18052-21-301`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,696 sqft Living Area
Gross Area	2,136 sqft
1st Floor Area	776 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Construction Type	Wood
Lot Area	223,811 sqft (0.5 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	15550 EAGLE RIDGE RD
City	SAINT PAUL
State	MN
Zip	55124-7830
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	COBBLESTONE LAKE 3RD ADD 9 2 CIC #397 BAYSIDE UNIT #1301 & INTEREST ATTRIBUTABLE TO COMMON AREA KNOWN AS LOT 18 BLK 2 COBBLESTONE LAKE 3RD ADDITION & LOT 1 BLK 11 COBBLESTONE LAKE SOUTH SHORE 1
Legal Subdivision	COBBLESTONE LAKE 3RD ADD
Legal Block	21
Legal Lot Number	301
Legal Unit	1301
Jurisdiction	DAKOTA MN
Township / Civil Division	APPLE VALLEY
Census Block Group	2
Census Block	2012
Census Tract	60839

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15550 EAGLE RIDGE RD, SAINT PAUL, MN 55124-7830
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 30, 2020	Warranty Deed, Transfer · FHA Mortgage MEGASTAR FINANCIAL CORP
Jun 26, 2017	Warranty Deed, Transfer · FHA Mortgage AMERICAN MORTGAGE & EQUITY CONSULTANTS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2020 · Amount on Record
Deed Sale	Apr 30, 2020 · Amount on Record
Prior Sale	Jun 26, 2017 · Amount on Record
Deed Document Number	20203367614
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	15550 EAGLE RIDGE RD, APPLE VALLEY, MN 55124-7830
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003702400
Date	Dec 3, 2025
Instrument	3702400

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 17, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Apr 30, 2020
Property Address	15550 EAGLE RIDGE RD, APPLE VALLEY, MN 55124-7830
Document Number	0003367614
Instrument Date	Apr 17, 2020
Instrument	3367614
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$856.85
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15550 EAGLE RIDGE RD # 1301, 1301, APPLE VALLEY, MN 55124-7830

Mortgage

Document Number	0003367615
Date	Apr 30, 2020
Instrument	3367615

Lender

Name	MEGASTAR FINANCIAL CORP
Type	Funding / Finance Company
Address	DENVER, CO 80204

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Jun 26, 2017
Property Address	15550 EAGLE RIDGE RD, APPLE VALLEY, MN 55124-7830
Document Number	0003198569
Instrument Date	Jun 22, 2017
Instrument	3198569
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	BANKERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$726.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15550 EAGLE RIDGE RD, APPLE VALLEY, MN 55124-7830

Mortgage

Document Number	0003198570
Date	Jun 26, 2017
Instrument	3198570

Lender

Name	AMERICAN MORTGAGE & EQUITY CONSULTANTS
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55435

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Apple Valley City
County	Dakota County
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,488.00 (+24.93%)	$293,000 (+7.96%) Land $78,300 Building $214,700	$293,000 (+7.96%) Land $78,300 Building $214,700
2023	$2,792.00 Homeowner's exemption
2022		$271,400 Land $74,500 Building $196,900	$271,400 Land $74,500 Building $196,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Apple Valley serves 50,300 people · EPA ID MN1190001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: JTN Communications, Southeast MN Wifi.

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