1555 Via Otano, Oceanside, CA 92056 Property Records

San Diego County property record for 1555 Via Otano, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,994 sqft · built 1992
Lot Size	0.94 acres (4,090 sqft)
Owner	Individual Name on File
Last Sale	$177,900 (Dec 1991)
Tax Bill	$5,919 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`161-652-32-00`

Property Details

APN / Parcel Number

Primary APN	`161-652-32-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,994 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	4,090 sqft (0.94 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1555 VIA OTANO
City	OCEANSIDE
State	CA
Zip	92056-5665
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-1 (Res)
Legal Description	LOT 52 TR 012293
Legal Subdivision	RANCHO DEL ORO INDUST PARK
Legal Tract	012293
Legal Block	1
Legal Lot Number	52
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1004
Census Tract	18522

Owner

1555 Via Otano is owned and occupied by an individual who acquired it in January 1999.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1555 VIA OTANO, OCEANSIDE, CA 92056-5665
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Jul 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage MISSION FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 1991 · Amount on File
Deed Sale	Dec 20, 1991 · Amount on File
Deed Document Number	1991663046
Last Transfer Date	Jan 5, 1999
Transfer Doc	0000019792
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1555 VIA OTANO, OCEANSIDE, CA 92056-5665
Transaction Type	Mortgage
Record Updated	Sep 7, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1555 VIA OTANO, OCEANSIDE, CA 92056-5665

Mortgage

Document Number	0000235352
Date	Aug 30, 2023
Instrument	2023-0235352

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Aug 31, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1555 VIA OTANO, OCEANSIDE, CA 92056-5665
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1555 VIA OTANO, OCEANSIDE, CA 92056-5665

Mortgage

Document Number	0000534091
Date	Jul 27, 2021
Instrument	2021-0534091

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 1555 Via Otano was $5,919 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$543,825 (+2%) Land $290,042 Building $253,783
2025	$5,919.00 Homeowner's exemption	$533,162 Land $284,355 Building $248,807
2023	$5,624.00 (+1.46%) Homeowner's exemption	$512,461 Land $273,314 Building $239,147
2022	$5,543.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1555 Via Otano in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1555 Via Otano has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks, T-Mobile.

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