1555 Summerdown Way, Saint Johns, FL 32259 Property Records

St. Johns County property record for 1555 Summerdown Way, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,055 sqft · built 2004
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$599,900 (Aug 2026)
Tax Bill	$8,296 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`249821-0720`

Property Details

APN / Parcel Number

Primary APN	`249821-0720`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	3,055 sqft Living Area
Gross Area	3,778 sqft
1st Floor Area	1,507 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	260 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1555 SUMMERDOWN WAY
City	SAINT JOHNS
State	FL
Zip	32259-5245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	47/67-70 JULINGTON CREEK PLANTATION PARCEL 80 REPLAT LOT 72 OR3302/888(TRUSTEES DEED)
Legal Range	27E
Legal Township	04S
Legal Section	28
Legal Subdivision	JULINGTON CREEK PLANTATION PARCEL 80 REP
Legal Block	4
Legal Lot Number	72
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	4
Census Block	4005
Census Tract	20801

Owner

Source: St. Johns County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1555 SUMMERDOWN WAY, SAINT JOHNS, FL 32259-5245
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2026 · Amount on Record
Deed Sale	Aug 6, 2026 · Amount on Record
Prior Sale	Nov 22, 2004 · Amount on Record
Deed Document Number	202667544
Deed Book / Page	6416 / 679
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 6, 2026
Property Address	1555 SUMMERDOWN WAY, SAINT JOHNS, FL 32259-5245
Document Number	0000067544
Book / Page	6416 / 679
Instrument Date	Jul 31, 2026
Instrument	202667544
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$424,129.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1555 SUMMERDOWN WAY, SAINT JOHNS, FL 32259-5245

Mortgage

Document Number	0000067545,
Date	Aug 6, 2026
Instrument	202667545

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.49%
Max Rate	-1%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$454,878 (-6.62%) Land $105,000 Building $349,878	$454,878 (-6.62%) Land $105,000 Building $349,878
2025	$8,296.00 (+14.36%)	$487,133 (+3.48%)	$487,133 (+3.48%) Land $105,000 Building $382,133
2024	$7,254.00 (+7.93%)
2023	$6,721.00 (+5.43%)	$470,740 (+4.66%)	$470,740 (+4.66%) Land $108,000 Building $362,740
2022	$6,375.00	$449,795	$449,795 Land $106,400 Building $343,395

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 50 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	50 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000