1555 Oaklin Ln, Lincolnton, NC 28092 Property Records

Lincoln County property record for 1555 Oaklin Ln, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,244 sqft · built 2013
Lot Size	0.528 acres (23,000 sqft)
Owner	Company Name on Record
Last Sale	$475,000 (Sep 2024)
Tax Bill	$3,488 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Dec 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3644-95-2881`

Property Details

APN / Parcel Number

Primary APN	`3644-95-2881`
Alternative APNs	`364412952881` `240597` `306768` `314188` `22958`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,244 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Custom Design
Lot Area	23,000 sqft (0.528 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	314188
Street Address	1555 OAKLIN LN
City	LINCOLNTON
State	NC
Zip	28092-7754
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	#52 ARDEN OAKS
Legal Subdivision	ARDEN OAKS
Jurisdiction	LINCOLN NC
Township / Civil Division	IRONTON
Census Block Group	1
Census Block	1006
Census Tract	70202

Owner

Source: Lincoln County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1555 OAKLIN LN, LINCOLNTON, NC 28092-7754
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL
Dec 3, 2025	Intrafamily Transfer, Transfer
Oct 17, 2019	Deed of Trust, Mortgage · Line of Credit FIRST FSB/LINCOLNTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2024 · Amount on Record
Deed Sale	Sep 24, 2024 · Amount on Record
Deed Document Number	2024685502
Deed Book / Page	3355 / 142
Last Transfer Date	Nov 20, 2025
Transfer Doc	0003460293
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Recording Date	Sep 14, 2026
Property Address	1555 OAKLIN LN, LINCOLNTON, NC 28092-7754
Document Number	0000715049
Book / Page	3537 / 250
Instrument Date	Sep 9, 2026
Instrument	2026715049
Transaction Type	Mortgage
Record Updated	Oct 5, 2026
Title Company	EQUITY SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	1555 OAKLIN LN, LINCOLNTON, NC 28092-7754

Mortgage

Document Number	0000715049,
Date	Sep 14, 2026
Book Page	3537/250
Instrument	2026715049

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN NC
Recording Date	Dec 3, 2025
Property Address	1555 OAKLIN LN, LINCOLNTON, NC 28092-7754
Document Number	0003460293
Book / Page	3460 / 293
Map Reference	MB E PG 35
Instrument Date	Nov 20, 2025
Instrument	702692
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1555 OAKLIN LN, LINCOLNTON, NC 28092-7754

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1555 OAKLIN LN, LINCOLNTON, NC 28092-7754

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	1555 OAKLIN LN, LINCOLNTON, NC 28092-7754
Document Number	2855728
Instrument Date	Oct 17, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1555 OAKLIN LN LINCOLNTON NC 280927754, LINCOLNTON, NC 28092-7754

Mortgage

Document Number	2855728
Date	Oct 22, 2019
Book Page	002855/000728
Instrument	599527

Lender

Name	FIRST FSB/LINCOLNTON
Type	Federal Savings Bank
Address	LINCOLNTON, NC 28092-3398

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 21, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,488.00	$536,545 (-) Land $38,000 Building $498,545	$536,545 (-) Land $38,000 Building $498,545
2025	$3,488.00 (+0.58%)	$536,545 (-) Land $38,000 Building $498,545	$536,545 (-) Land $38,000 Building $498,545
2023	$3,468.00	$536,545 Land $38,000 Building $498,545	$536,545 Land $38,000 Building $498,545

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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