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1555 Lower River Rd, Covington, GA 30016 Property Records

Newton County property record for 1555 Lower River Rd, Covington, GA 30016

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,696 sqft · built 1999
Lot Size7.7 acres (335,412 sqft)
Owner2 Individual Names on Record
Last Sale$459,000 (Jun 2023)
Tax Bill$4,698 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00480-00000-027-000

Property Details

APN / Parcel Number

Primary APN00480-00000-027-000
Alternative APNs
  • 0048 027
  • 21998

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures9 Plumbing Fixtures
Stories2 Stories
Building Area2,696 sqft Heated Area
1st Floor Area1,053 sqft
Basement Area821 sqft
Finished Basement821 sqft
Unfinished Basement811 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialVinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area335,412 sqft (7.7 acres)
Garage Area682 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area598 sqft
Deck Area216 sqft
Patio Area216 sqft
Canopy720 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number21998
Street Address1555 LOWER RIVER RD
CityCOVINGTON
StateGA
Zip30016-8284
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description7.70AC LT 50 RIVERBEND
Legal SubdivisionR4 MISC LAND - AREA 7
Legal Lot Number50
JurisdictionNEWTON GA
Township / Civil DivisionCOVINGTON-PORTERDALE
Census Block Group2
Census Block2058
Census Tract100600

Owner

Source: Newton County records, as of April 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1555 LOWER RIVER RD, COVINGTON, GA 30016-8284
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 6, 2023 · Amount on Record
Deed SaleJun 6, 2023 · Amount on Record
Prior SaleDec 23, 1999 · Amount on Record
Deed Document Number20232146
Deed Book / Page4516 / 577
Record UpdatedOct 29, 2026

June 2023: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionNEWTON GA
Recording DateJun 2, 2023
Property Address1555 LOWER RIVER RD, COVINGTON, GA 30016-8284
Document Number0045160577
Book / Page4516 / 577
Instrument DateJun 2, 2023
Instrument2023-002146
Transaction TypeTransfer
Record UpdatedJun 30, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1555 LOWER RIVER RD, COVINGTON, GA 30016-8284

Mortgage

Document Number0000006437
DateJun 2, 2023
Instrument006437
Lender
NameFAIRWAY INDEPENDENT MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term355 Months
DueJan 1, 2053

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyNewton County
Unified School DistrictNewton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,698.00 (+17.77%) Homeowner's exemption$197,120 (+24.32%) Land $44,640 Building $152,480$492,800 (+24.32%) Land $111,600 Building $381,200
2023$158,560 (+20.52%) Land $38,480 Building $120,080$396,400 (+20.52%) Land $96,200 Building $300,200
2022$3,989.00 Homeowner's exemption$131,560 Land $26,160 Building $105,400$328,900 Land $65,400 Building $263,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2009 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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