15548 Vesper Rd, Valley Center, CA 92082 Property Records

San Diego County property record for 15548 Vesper Rd, Valley Center, CA 92082

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,602 sqft · built 1990
Lot Size	1.93 acres (84,506 sqft)
Owner	Individual Name on Record
Last Sale	$505,000 (Sep 2008)
Tax Bill	$7,287 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`188-322-11-00`

Property Details

APN / Parcel Number

Primary APN	`188-322-11-00`
Alternative APN	`1880817400`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,602 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	84,506 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	1880817400
Street Address	15548 VESPER RD
City	VALLEY CENTER
State	CA
Zip	92082-6247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 3 (EX ST) TR PM08335
Legal Subdivision	PARCEL MAP NO 8335
Legal Tract	8335
Legal Block	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	VALLEY CENTER
Census Block Group	3
Census Block	3004
Census Tract	19111

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15548 VESPER RD, VALLEY CENTER, CA 92082-6247
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Deed of Trust, Mortgage · Line of Credit ZB NA
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 26, 2019	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Nov 6, 2017	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2008 · Amount on Record
Deed Sale	Sep 19, 2008 · Amount on Record
Prior Sale	Jun 11, 2008 · Amount on Record
Deed Document Number	2008498869
Last Transfer Date	Oct 26, 2017
Transfer Doc	0000516748
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15548 VESPER RD, VALLEY CENTER, CA 92082-6247
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15548 VESPER RD, VALLEY CENTER, CA 92082-6247

Mortgage

Document Number	0000332030
Date	Aug 17, 2022
Instrument	2022-0332030

Lender

Name	ZB NA
Type	Bank
Address	29124

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15548 VESPER RD, VALLEY CENTER, CA 92082-6247
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15548 VESPER RD, VALLEY CENTER, CA 92082-6247

Mortgage

Document Number	0000037139
Date	Jan 19, 2021
Instrument	2021-0037139

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15548 VESPER RD, VALLEY CENTER, CA 92082-6247
Document Number	0000041076
Instrument Date	Jan 26, 2019
Transaction Type	Mortgage
Record Updated	Feb 12, 2019
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15548 VESPER RD VALLEY CENTER CA 920826247, VALLEY CENTER, CA 92082-6247

Mortgage

Document Number	0000041076
Date	Feb 5, 2019
Instrument	41076

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2049

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 6, 2017
Property Address	15548 VESPER RD, VALLEY CENTER, CA 92082-6247
Document Number	0000516748
Instrument Date	Oct 26, 2017
Instrument	516748
Transaction Type	Transfer
Record Updated	Nov 10, 2017
Title Company	AMERICAN COAST TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15548 VESPER RD VALLEY CENTER CA 920826247, VALLEY CENTER, CA 92082-6247

Mortgage

Document Number	516749
Date	Nov 6, 2017
Instrument	516749

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Valley Center-Pauma Unified School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$663,293 (+2%) Land $328,363 Building $334,930
2025	$7,287.00 (+4.55%)	$650,288 (+4.04%) Land $321,925 Building $328,363
2023	$6,970.00 (+1.72%)	$625,038 Land $309,425 Building $315,613
2022	$6,852.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 73% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026
Water Source	Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY
Last State Inspection	Apr 2021
Lead	4 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

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