15545 Ute Rd, Apple Valley, CA 92307 Property Records

San Bernardino County property record for 15545 Ute Rd, Apple Valley, CA 92307

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,408 sqft · built 1985
Lot Size	0.432 acres (18,800 sqft)
Owner	Individual Name on Record
Last Sale	$218,000 (May 2020)
Tax Bill	$2,755 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0441-133-12-0000`

Property Details

APN / Parcel Number

Primary APN	`0441-133-12-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,408 sqft Living Area
Gross Area	1,892 sqft
1st Floor Area	1,408 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	18,800 sqft (0.432 acres)
Lot Dimensions	188 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	92 sqft
Patio Area	92 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	15545 UTE RD
City	APPLE VALLEY
State	CA
Zip	92307-3251
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3320 LOT 32 TRACT NO 3320 LOT 32 EX UND 1/2 INT MIN RTS WITHOUT S E
Legal Subdivision	TOWN OF APPLE VALLEY
Legal Tract	3320
Legal Block	2
Legal Lot Number	32
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	2
Census Block	2000
Census Tract	9727

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15545 UTE RD, APPLE VALLEY, CA 92307-3251
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
May 19, 2020	Grant Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2020 · Amount on Record
Deed Sale	May 19, 2020 · Amount on Record
Prior Sale	Oct 21, 2016 · Amount on Record
Deed Document Number	2020167321
Prior Transfer Date	Sep 9, 2005
Prior Transfer Doc	0000682855
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	15545 UTE RD, APPLE VALLEY, CA 92307-3251
Transaction Type	Mortgage
Record Updated	Mar 8, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15545 UTE RD, APPLE VALLEY, CA 92307-3251

Mortgage

Document Number	0000085102
Date	Feb 23, 2021
Instrument	2021-0085102

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 19, 2020
Property Address	15545 UTE RD, APPLE VALLEY, CA 92307-3251
Document Number	0000167321
Map Reference	MB 55 PG 37&38
Instrument Date	Mar 5, 2020
Instrument	2020-0167321
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15545 UTE RD, APPLE VALLEY, CA 92307-3251
Investor	Possibly a Property Investor

Mortgage

Document Number	0000167322
Date	May 19, 2020
Instrument	2020-0167322

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Apple Valley Town
County	San Bernardino County
Unified School District	Apple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$243,186 (+2%) Land $48,638 Building $194,548
2025	$2,755.00 (+3.96%) Homeowner's exemption	$238,417 (+4.04%) Land $47,684 Building $190,733
2023	$2,650.00 (+1.61%) Homeowner's exemption	$229,158 Land $45,832 Building $183,326
2022	$2,608.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people · EPA ID CA3610003
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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