15545 Robert Terrell Rd, Montpelier, VA 23192 Property Records

Hanover County property record for 15545 Robert Terrell Rd, Montpelier, VA 23192

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,330 sqft · built 1999
Lot Size	5.96 acres (259,618 sqft)
Owner	Individual Name on File
Tax Bill	$4,258 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Aug 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`7822-37-4919`

Property Details

APN / Parcel Number

Primary APN	`7822-37-4919`
Alternative APN	`10186338`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,330 sqft Living Area
1st Floor Area	14 sqft
2nd Floor Area	2,016 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	259,618 sqft (5.96 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	216 sqft
Deck Area	144 sqft
Patio Area	144 sqft
Stable	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10186338
Street Address	15545 ROBERT TERRELL RD
City	MONTPELIER
State	VA
Zip	23192-2221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	15500 BLK ROBERT TERRELL ROAD
Jurisdiction	HANOVER VA
Township / Civil Division	BEAVERDAM
Census Block Group	1
Census Block	1010
Census Tract	320200

Owner

15545 Robert Terrell Rd is owned and occupied by an individual.

Source: Hanover County records, as of June 4, 2026

Owner of Record	Individual Name on File
Mailing Address	15545 ROBERT TERRELL RD, MONTPELIER, VA 23192-2221
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Aug 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage GEORGE MASON MORTGAGE LLC
Mar 15, 2019	Grant Deed, Transfer NOT AVAILABLE
Apr 27, 2018	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 16, 2017	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	15545 ROBERT TERRELL RD, MONTPELIER, VA 23192-2221
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15545 ROBERT TERRELL RD, MONTPELIER, VA 23192-2221

Mortgage

Document Number	0034272385
Date	Sep 25, 2025
Book Page	3427/2385
Instrument	20250925000098810

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	15545 ROBERT TERRELL RD, MONTPELIER, VA 23192-2221
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PREFERRED TITLE&STLMNT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32321310
Date	Aug 28, 2019
Book Page	3232/1310
Instrument	20190828000105530

Lender

Name	GEORGE MASON MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HANOVER VA
Recording Date	Mar 15, 2019
Property Address	15545 ROBERT TERRELL RD, MONTPELIER, VA 23192-2221
Document Number	32191460
Book / Page	003219 / 001460
Instrument Date	Mar 7, 2019
Instrument	28870
Transaction Type	Transfer
Record Updated	Nov 18, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15545 ROBERT TERRELL RD MONTPELIER VA 231922221, MONTPELIER, VA 23192-2221

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HANOVER VA
Recording Date	Apr 27, 2018
Property Address	15545 ROBERT TERRELL RD, MONTPELIER, VA 23192-2221
Document Number	31981469
Book / Page	003198 / 001469
Instrument Date	Apr 5, 2018
Instrument	50410
Transaction Type	Transfer
Record Updated	Apr 28, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15549 ROBERT TERRELL RD MONTPELIER VA 231922221, MONTPELIER, VA 23192-2221

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HANOVER VA
Recording Date	Nov 16, 2017
Property Address	15545 ROBERT TERRELL RD, MONTPELIER, VA 23192-2221
Document Number	31871931
Book / Page	003187 / 001931
Instrument Date	May 1, 2017
Instrument	148840
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15545 ROBERT TERRELL RD MONTPELIER VA 231922221, MONTPELIER, VA 23192-2221

Tax Assessment & Valuation

The 2026 property tax bill for 15545 Robert Terrell Rd was $4,258.

Source: Hanover County assessment roll, as of June 4, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Hanover County
Unified School District	Hanover County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,258.00	$525,800 Land $121,700 Building $404,100	$525,800 Land $121,700 Building $404,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15545 Robert Terrell Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15545 Robert Terrell Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: All Points Broadband.

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