15544 Norman Rd, Culpeper, VA 22701 Property Records

Culpeper County property record for 15544 Norman Rd, Culpeper, VA 22701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,560 sqft · built 1986
Lot Size	1.48 acres (64,469 sqft)
Owner	Individual Name on File
Last Sale	$435,000 (Dec 2025)
Tax Bill	$1,611 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`39-6-A1`

Property Details

APN / Parcel Number

Primary APN	`39-6-A1`
Alternative APN	`5760`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
1st Floor Area	1,560 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	64,469 sqft (1.48 acres)
Porch	Porch
Porch Area	168 sqft
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5760
Street Address	15544 NORMAN RD
City	CULPEPER
State	VA
Zip	22701-7365
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Jurisdiction	CULPEPER VA
Township / Civil Division	SALEM
Census Block Group	2
Census Block	2010
Census Tract	930202

Owner

15544 Norman Rd is owned and occupied by an individual who bought it in December 2025.

Source: Culpeper County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	15544 NORMAN RD, CULPEPER, VA 22701-7365
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage OAK VIEW NATIONAL BANK
Dec 22, 2025	Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2025 · Amount on File
Deed Sale	Dec 22, 2025 · Amount on File
Prior Sale	Mar 3, 1999 · Amount on File
Deed Document Number	20256273
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	15544 NORMAN RD, CULPEPER, VA 22701-7365
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15544 NORMAN RD, CULPEPER, VA 22701-7365

Mortgage

Document Number	0250006134
Date	Dec 16, 2025
Instrument	250006134

Lender

Name	OAK VIEW NATIONAL BANK
Type	Bank
Address	CULPEPER, VA 22701

Agreement

Amount	Amount on Record
Term	12 Months
Due	Dec 11, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CULPEPER VA
Recording Date	Dec 22, 2025
Property Address	15544 NORMAN RD, CULPEPER, VA 22701-7365
Document Number	0250006273
Map Reference	MB 280 PG 325
Instrument Date	Dec 18, 2025
Instrument	250006273
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15544 NORMAN RD, CULPEPER, VA 22701-7365

Mortgage

Document Number	0250006274
Date	Dec 22, 2025
Instrument	250006274

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 15544 Norman Rd was $1,611, up 0.1% from the year before.

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Culpeper County
Unified School District	Culpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,611.00 (+0.06%)	$374,600 Land $114,100 Building $260,500	$374,600 Land $114,100 Building $260,500
2024	$1,610.00 (+6.62%)
2023	$1,510.00	$328,300 Land $79,100 Building $249,200	$328,300 Land $79,100 Building $249,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15544 Norman Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15544 Norman Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Virginia Broadband Fixed Wireless · not low latency	100 / 25

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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