15543 Garnet Way, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 15543 Garnet Way, Apple Valley, MN 55124

Property Summary

Property Type	Townhouse
Details	2 bd · 1.5 ba · 1,254 sqft · built 1994
Lot Size	0.2 acres (892,305 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Jul 2000)
Tax Bill	$2,708 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-16700-04-076`

Property Details

APN / Parcel Number

Primary APN	`01-16700-04-076`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,254 sqft Living Area
Gross Area	1,320 sqft
1st Floor Area	792 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Townhouse
Construction Type	Wood
Lot Area	892,305 sqft (0.2 acres)
Garage Type	Attached
Garage Area	66 sqft

Location & Zoning

Street Address	15543 GARNET WAY
City	SAINT PAUL
State	MN
Zip	55124-5158
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	CEDAR POINTE 5 2 CEDAR POINTE CARRIAGE HOMES FILE #117 UNIT #76 1/204 INT BEING PT OF LOTS 1 THRU 5 BLK 1 & LOTS 1 THRU 4 BLK 2 & OUTLOTS A & B CEDAR POINTE & LOTS 1 THRU 3 BLK 1 & LOTS 1 THRU 5 BLK 2 & OUTLOT A CEDAR POINTE 2ND
Legal Subdivision	CEDAR POINTE
Legal Block	4
Legal Lot Number	76
Legal Unit	76
Jurisdiction	DAKOTA MN
Township / Civil Division	APPLE VALLEY
Census Block Group	2
Census Block	2002
Census Tract	60828

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15543 GARNET WAY, SAINT PAUL, MN 55124-5158
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Deed of Trust, Mortgage · Commercial Mortgage TRUSTONE FINANCIAL CU
Nov 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIREFLY FCU
Oct 18, 2019	Deed of Trust, Mortgage FIREFLY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2000 · Amount on Record
Deed Sale	Jul 10, 2000 · Amount on Record
Prior Sale	Jun 18, 1996 · Amount on Record
Deed Document Number	2000164277
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	15543 GARNET WAY, APPLE VALLEY, MN 55124-5158
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15543 GARNET WAY, APPLE VALLEY, MN 55124-5158

Mortgage

Document Number	0003553212
Date	Aug 11, 2022
Instrument	3553212

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 22, 2037

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	15543 GARNET WAY, APPLE VALLEY, MN 55124-5158
Transaction Type	Mortgage
Record Updated	Apr 22, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003221255
Date	Nov 3, 2017
Instrument	3221255

Lender

Name	FIREFLY FCU
Type	Credit Union
Address	BURNSVILLE, MN 55337

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2032

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	15543 GARNET WAY, APPLE VALLEY, MN 55124-5158
Transaction Type	Mortgage
Record Updated	Apr 22, 2022
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003332747
Date	Oct 18, 2019
Instrument	3332747

Lender

Name	FIREFLY FCU
Type	Credit Union
Address	BURNSVILLE, MN 55337

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Sep 20, 2029

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Apple Valley City
County	Dakota County
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,708.00	$234,900 Land $39,200 Building $195,700	$234,900 Land $39,200 Building $195,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Apple Valley serves 50,300 people · EPA ID MN1190001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Midco Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

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