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15542 E Lake Dr, Baytown, TX 77523 Property Records

Chambers County property record for 15542 E Lake Dr, Baytown, TX 77523

Property Summary

Property TypeSingle Family Home
Details2,758 sqft · built 2023
Lot Size0.249 acres (10,829 sqft)
Owner2 Individual Names on File
Last Sale$412,300 (Nov 2024)
Tax Bill$9,574 (2026)
Deeds & MortgagesJan 2026 Mortgage
Dec 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN36265-00242-01000-000900

Property Details

APN / Parcel Number

Primary APN36265-00242-01000-000900
Alternative APN
  • 65089

Interior

Building Area2,758 sqft Living Area
1st Floor Area1,322 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2024
Lot Area10,829 sqft (0.249 acres)
Garage Area682 sqft

Location & Zoning

Account Number65089
Street Address15542 E LAKE DR
CityBAYTOWN
StateTX
Zip77523-2338
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 9 BLK 10 LAKES OF CHAMPIONS SEC 4
Legal Block10
Legal Lot Number9
JurisdictionCHAMBERS TX
Township / Civil DivisionMONT BELVIEU
Census Block Group1
Census Block1058
Census Tract710100

Owner

15542 E Lake Dr is owned and occupied by two individuals who bought it in November 2024.

Source: Chambers County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address15542 E LAKE DR, BAYTOWN, TX 77523-2338
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2026Deed of Trust, Mortgage · Conventional Mortgage
OPTIMUM FIRST INC
Dec 5, 2023Vendor's Lien, Subdivision Related Transfer · FHA Mortgage
LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 25, 2024 · Amount on File
Deed SaleNov 25, 2024 · Amount on File
Prior SaleDec 5, 2023 · Amount on File
Deed Document Number2024208897
Prior Transfer DateDec 4, 2023
Prior Transfer Doc0000198988
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMBERS TX
Property Address15542 E LAKE DR, BAYTOWN, TX 77523-2338
Transaction TypeMortgage
Record UpdatedJan 28, 2026
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address15542 E LAKE DR, BAYTOWN, TX 77523-2338

Mortgage

Document Number0000221082
DateJan 12, 2026
Instrument2026-221082
Lender
NameOPTIMUM FIRST INC
TypeMortgage Company
AddressHUNTINGTON BEACH, CA 92647
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2056

December 2023: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionCHAMBERS TX
Recording DateDec 5, 2023
Property Address15542 E LAKE DR, MONT BELVIEU, TX 77523-2338
Document Number0000198989
Map ReferenceFILE 2021-174756
Instrument DateNov 22, 2023
Instrument2023-198989
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 15, 2023
Title CompanyLENNAR TITLE INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15542 E LAKE DR, BAYTOWN, TX 77523-2338

Mortgage

Document Number0000198990
DateDec 5, 2023
Instrument2023-198990
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 15542 E Lake Dr was $9,574 with a homeowner's exemption, up 188.4% from the year before.

Source: Chambers County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateTexas
CountyChambers County
MunicipalityMont Belvieu City
Unified School DistrictBarbers Hill Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,574.00 (+188.37%) Homeowner's exemption$480,000 (+11.63%) Land $33,330 Building $446,670$480,000 (+11.63%) Land $33,330 Building $446,670
2025$3,320.00 Homeowner's exemption$430,000 Land $33,330 Building $396,670$430,000 Land $33,330 Building $396,670
2023$297.00$33,330 Land $33,330$33,330 Land $33,330

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 15542 E Lake Dr in Zone X, an area of minimal flood risk, though there have been 67 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 1, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 420 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies420 in force
Nearby Flood Claims67 (1979–2024)
Claims Outside the SFHA57 of 67
Most Recent ClaimApr 2024 · rainfall accumulation
Claims by Event
  • Hurricane Harvey, Aug 2017 · 31 claims
  • Hurricane Ike, Sep 2008 · 11 claims
  • Hurricane Rita, Sep 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15542 E Lake Dr is high, ranking above 75% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 66% of Texas
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONT BELVIEU
serves 12,864 people · EPA ID TX0360017
Water SourceGroundwater
Last State InspectionMar 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
MBLink
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, Frontier, Optimum.

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