15541 Cass Dr, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 15541 Cass Dr, Punta Gorda, FL 33982

Property Summary

Property Type	Residential Vacant Land
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$1,925 (Aug 2022)
Tax Bill	$792 (2025)
Deeds & Mortgages	Dec 2025 Transfer Aug 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`422523300001`

Property Details

APN / Parcel Number

Primary APN	`422523300001`
Alternative APNs	`00740350002002` `10004733023`

Exterior

Lot Area	217,800 sqft (5 acres)

Location & Zoning

Account Number	00740350002002
Street Address	15541 CASS DR
City	PUNTA GORDA
State	FL
Zip	33982-7710
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	AG
Legal Description	23-42-25 P-2-7-3 5 AC. M/L COMM SW COR OF NW1/4 OF NW1/4 OF SW1/4 OF SAID SEC 23 TH N 364.23 FT TO POB TH CONT N 327.64 FT TH E 665.18 FT TH S 327.21 FT TH W 665.34 FT TO POB 648/182 652/1048 983/2094 1018/1874 2999/1 3054/379 3491/968 5031/541
Legal Range	25E
Legal Township	42S
Legal Section	23
Legal Tract	ZZZ
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2000
Census Tract	10100

Owner

15541 Cass Dr, residential vacant land, is owned by two individuals who bought it in August 2022.

Source: Charlotte County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15601 CASS DR, PUNTA GORDA, FL 33982-7783
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Aug 8, 2022	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2022 · Amount on File
Deed Sale	Aug 8, 2022 · Amount on File
Deed Document Number	20223137403
Deed Book / Page	5031 / 541
Prior Transfer Date	Sep 22, 2006
Prior Transfer Doc	0030540379
Record Updated	Jun 8, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 2, 2025
Property Address	15541 CASS DR, PUNTA GORDA, FL 33982-7710
Document Number	0003592288
Instrument Date	Nov 25, 2025
Instrument	3592288
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15601 CASS DR, PUNTA GORDA, FL 33982-7783

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	15601 CASS DR, PUNTA GORDA, FL 33982-7783

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Aug 8, 2022
Property Address	15541 CASS DR, PUNTA GORDA, FL 33982-7710
Document Number	0050310541
Book / Page	5031 / 541
Instrument Date	Aug 8, 2022
Instrument	3137403
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6350 SLATER MILL WAY, 6350, NORTH FORT MYERS, FL 33917-6645

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19350 MEREDITH RD, NORTH FORT MYERS, FL 33917-4813

Mortgage

Document Number	0005031544
Date	Aug 8, 2022
Instrument	5031/544

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6.75%
Index	1-Year CMT
Max Rate	9.75%

Tax Assessment & Valuation

The 2025 property tax bill for 15541 Cass Dr was $792, down 30.1% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$792.00 (-30.1%)	$55,250 Land $55,250	$55,250 Land $55,250
2024	$1,133.00 (+12.29%)
2023	$1,009.00 (+10.88%)	$42,500 (-)	$50,000 (+17.65%) Land $50,000
2022	$910.00	$42,500 Land $42,500	$42,500 Land $42,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15541 Cass Dr in Zone X, an area of moderate flood risk, though there have been 13 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	13 (1992–2022)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 3 claims Severe Storms & Flooding, Jun 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15541 Cass Dr is very high, ranking above 93% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 88% of Florida
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: CenturyLink.

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