15540 Waverly St, Clearwater, FL 33760 Property Records

Pinellas County property record for 15540 Waverly St, Clearwater, FL 33760

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,488 sqft · built 1981
Lot Size	0.188 acres (8,176 sqft)
Owner	Individual Name on File
Last Sale	$103,000 (Oct 2015)
Tax Bill	$4,933 (2025)
Deeds & Mortgages	Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-764-2720-2`

Property Details

APN / Parcel Number

Primary APN	`C62-000-764-2720-2`
Alternative APNs	`32-29-16-15156-006-0040` `291632151560060040` `162932151560060040` `R355639`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,488 sqft Living Area
Gross Area	1,596 sqft
1st Floor Area	1,488 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1983
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,176 sqft (0.188 acres)
Lot Dimensions	136 ft deep x 60 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	108 sqft
Deck Area	100 sqft
Patio Area	100 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R355639
Street Address	15540 WAVERLY ST
City	CLEARWATER
State	FL
Zip	33760-2244
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	CHESTERVILLA, MUNDAYS ADD BLK 6, LOT 4
Legal Range	16E
Legal Township	29S
Legal Section	32
Legal Subdivision	CHESTERVILLA, MUNDAYS ADD
Legal Tract	15156
Legal Block	6
Legal Lot Number	4
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2016
Census Tract	24510

Owner

Source: Pinellas County records · APN C62-000-764-2720-2

Assessment roll updated December 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9 CENTRAL ST, 102, SOMERVILLE, MA 02143-2867
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 08, 2015 · Amount on Record
Deed Sale	Oct 08, 2015 · Amount on Record
Prior Sale	Sep 20, 2010 · Amount on Record
Deed Document Number	2015293059
Deed Book / Page	18949 / 2378
Last Transfer Date	Nov 11, 2015
Transfer Doc	0189912339
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	15540 WAVERLY ST, CLEARWATER, FL 33760-2244
Document Number	0206970473
Instrument Date	Sep 11, 2019
Transaction Type	Mortgage
Record Updated	Oct 02, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15540 WAVERLY ST CLEARWATER FL 337602244, CLEARWATER, FL 33760-2244

Mortgage

Document Number	0206970473
Date	Sep 18, 2019
Book Page	020697/000473
Instrument	299696

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2049

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated December 2, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,933.00 (+243.52%)	$259,556 (+138.06%) Land $67,675 Building $191,881	$259,556 (+0.73%) Land $67,675 Building $191,881
2024	$1,436.00 (+2.57%)
2023	$1,400.00 (+3.78%) Homeowner's exemption	$109,030 (+3%)	$257,675 (+25.04%) Land $109,054 Building $148,621
2022	$1,349.00 Homeowner's exemption	$105,854	$206,068 Land $98,758 Building $107,310

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	7 (1979–2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

Based on FCC filings for 347 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.