15540 Sutter Creek Rd, Sutter Creek, CA 95685 Property Records

Amador County property record for 15540 Sutter Creek Rd, Sutter Creek, CA 95685

Property Summary

Property TypeGeneral Agricultural/Rural
Details4 bd · 3 ba · 2,595 sqft · built 1991
Lot Size49.1 acres (2,142,716 sqft)
Owner2 Individual Names on Record
Last Sale$470,000 (Dec 2011)
Tax Bill$6,844 (2025)
Deeds & MortgagesSep 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN015-230-095-000

Property Details

APN / Parcel Number

Primary APN015-230-095-000
Alternative APN
  • 1523009500

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Stories3 Stories
Building Area2,595 sqft Gross Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Construction TypeLog
Lot Area2,142,716 sqft
Garage TypeDetached
Garage Area1,248 sqft
Parking Spaces5 Parking Spaces
Pool TypeIn-Ground Pool

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected
Water SourceWell

Location & Zoning

Street Address15540 SUTTER CREEK RD
CitySUTTER CREEK
StateCA
Zip95685-9723
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > General Agricultural/Rural
Local Zoning CodeR1A
Legal Description45M88 PAR 1A SEC2 T6N R11E
Legal Range11E
Legal Township06N
Legal Section02
Legal SubdivisionROBERT FRANK & ELIZABETH ANN E
Legal Lot Number1A
JurisdictionAMADOR CA
Township / Civil DivisionSUTTER CREEK-PLYMOUTH
Census Block Group3
Census Block3001
Census Tract401

Owner

Source: Amador County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address15540 SUTTER CREEK RD, SUTTER CREEK, CA 95685-9723
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2011 · Amount on Record
Deed SaleDec 29, 2011 · Amount on Record
Prior SaleOct 12, 2010 · Amount on Record
Deed Document Number201110231
Prior Transfer DateOct 24, 2006
Prior Transfer Doc0000012781
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAMADOR CA
Property Address15540 SUTTER CREEK RD, SUTTER CREEK, CA 95685-9723
Transaction TypeMortgage
Record UpdatedSep 29, 2023
Title CompanyCLEAREDGE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address15540 SUTTER CREEK RD, SUTTER CREEK, CA 95685-9723

Mortgage

Document Number0000005395
DateSep 12, 2023
Instrument2023-0005395
Lender
NameHOMETAP EQUITY PARTNERS LLC
TypeNon-Lending Institution
AddressBOSTON, MA 02199
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Amador County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAmador County
Unified School DistrictAmador County Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$677,257 (+2%) Land $96,081 Building $581,176
2025$6,844.00 (+16.65%)$663,979 (+17.02%) Land $94,198 Building $569,781
2023$5,867.00 (+2.52%)$567,413 Land $90,541 Building $476,872
2022$5,723.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims9 (1986–2017)
Claims Outside the SFHA5 of 9
Most Recent ClaimJan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 86% of the US · above 66% of California
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Cal.net
Fixed Wireless
100 / 20
Volcano Vision
DSL
50 / 5

Cell Coverage

4G LTE (outdoors only), no 5G reported

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