15540 Summerridge Dr, Chesterfield, MO 63017 Property Records

St. Louis County property record for 15540 Summerridge Dr, Chesterfield, MO 63017

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,200 sqft · built 1976
Lot Size	0.281 acres (12,219 sqft)
Owner	2 Individual Names on Record
Last Sale	$292,500 (Jun 2010)
Tax Bill	$5,602 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19S-22-0655`

Property Details

APN / Parcel Number

Primary APN	`19S-22-0655`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,200 sqft Living Area
Gross Area	2,640 sqft
1st Floor Area	2,200 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	12,219 sqft (0.281 acres)
Lot Dimensions	69 ft deep x 107 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	369 sqft
Deck Area	216 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	15540 SUMMERRIDGE DR
City	CHESTERFIELD
State	MO
Zip	63017-5227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	105R2
Legal Description	BAXTER LAKES PLAT 3 9 9 76 LOT 196
Legal Subdivision	BAXTER LAKES PLAT 3
Legal Lot Number	196
Jurisdiction	ST LOUIS MO
Township / Civil Division	LAFAYETTE
Census Block Group	1
Census Block	1014
Census Tract	217841

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15540 SUMMERRIDGE DR, CHESTERFIELD, MO 63017-5227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2010 · Amount on Record
Deed Sale	Jun 30, 2010 · Amount on Record
Prior Sale	Jan 22, 1999 · Amount on Record
Deed Document Number	2010557
Deed Book / Page	18994 / 1185
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	15540 SUMMERRIDGE DR, CHESTERFIELD, MO 63017-5227
Transaction Type	Mortgage
Record Updated	Sep 9, 2021
Title Company	INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO CLAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15540 SUMMERRIDGE DR, CHESTERFIELD, MO 63017-5227

Mortgage

Document Number	0249522889
Date	Jun 28, 2021
Book Page	24952/2889
Instrument	2021062800545

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chesterfield City
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,630 (-) Land $38,100 Building $51,530	$471,700 (-) Land $200,500 Building $271,200
2025	$5,602.00 (+0.66%)	$89,630 (+6.49%) Land $38,100 Building $51,530	$471,700 (+6.48%) Land $200,500 Building $271,200
2024	$5,565.00 (+4.25%)
2023	$5,338.00 (+8.28%)	$84,170 (+18.35%) Land $26,680 Building $57,490	$443,000 (+18.35%) Land $140,400 Building $302,600
2022	$4,930.00	$71,120 Land $26,680 Building $44,440
2021			$374,300 Land $140,400 Building $233,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20