New Kent County property record for 15540 River Bend Trl, Lanexa, VA 23089
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,875 sqft · built 1994 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $37,500 (Jul 1994) |
| Tax Bill | $5,124 (2024) |
| Deeds & Mortgages | May 2026 Reverse Mortgage May 2026 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 52A3 1 202 |
| Primary APN | 52A3 1 202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 2,875 sqft Living Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Terrain | Low |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 4051 |
|---|---|
| Old Parcel Number | 52 A3 1 202 |
| Street Address | 15540 RIVER BEND TRL |
| City | LANEXA |
| State | VA |
| Zip | 23089-6046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ROA |
| Legal Description | THE COLONIES 1.0 AC DB 540/269 |
| Legal Subdivision | THE COLONIES |
| Legal Block | 1 |
| Legal Lot Number | 202 |
| Jurisdiction | NEW KENT VA |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1058 |
| Census Tract | 700301 |
15540 River Bend Trl is owner-occupied and held in a trust since July 1994.
Source: New Kent County records, as of November 21, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 15540 RIVER BEND TRL, LANEXA, VA 23089-6046 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 14, 2026 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| May 14, 2026 | Deed of Trust, Mortgage · Reverse Mortgage ACRISURE NATIONAL LENDER SER |
| Mar 5, 2024 | Deed of Trust, Mortgage · Line of Credit FINANCE OF AMERICA REVERSE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 1994 · Amount on File |
| Deed Sale | Jul 1, 1994 · Amount on File |
| Deed Document Number | 0000540269 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW KENT VA |
| Recording Date | May 14, 2026 |
| Property Address | 15540 RIVER BEND TRL, LANEXA, VA 23089-6046 |
| Document Number | 0000001772 |
| Instrument Date | May 9, 2026 |
| Instrument | 20261772 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2026 |
| Title Company | ACRISURE NATIONAL LENDER SER |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust, 165 |
| Address | 15540 RIVER BEND TRL, LANEXA, VA 23089-6046 |
| Document Number | 0000001772, |
|---|---|
| Date | May 14, 2026 |
| Instrument | 20261772 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 730 Months |
| Due | Mar 4, 2087 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW KENT VA |
| Recording Date | May 14, 2026 |
| Property Address | 15540 RIVER BEND TRL, LANEXA, VA 23089-6046 |
| Document Number | 0000001773 |
| Instrument Date | May 9, 2026 |
| Instrument | 20261773 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2026 |
| Title Company | ACRISURE NATIONAL LENDER SER |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust, 165 |
| Address | 15540 RIVER BEND TRL, LANEXA, VA 23089-6046 |
| Document Number | 0000001773, |
|---|---|
| Date | May 14, 2026 |
| Instrument | 20261773 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 730 Months |
| Due | Mar 4, 2087 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW KENT VA |
| Property Address | 15540 RIVER BEND TRL, LANEXA, VA 23089-6046 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2024 |
| Title Company | CHANCELLOR TITLE AGENCY, CHANCELLOR TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0240000628 |
|---|---|
| Date | Mar 5, 2024 |
| Instrument | 240000628 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 756 Months |
| Due | Mar 4, 2087 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.8% |
| Type Change Date | Apr 1, 2024 |
| Change Frequency | Monthly |
| Margin | 5 |
Source: New Kent County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | New Kent County |
| Unified School District | New Kent County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $854,100 Land $337,300 Building $516,800 | $854,100 Land $337,300 Building $516,800 | |
| 2024 | $5,124.00 (+12.22%) | ||
| 2023 | $4,566.00 | $681,600 Land $299,200 Building $382,400 | $681,600 Land $299,200 Building $382,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15540 River Bend Trl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Nearby Flood Policies | 38 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15540 River Bend Trl is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 1,000 / 35 |
4G LTE only, no 5G reported
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