Lake County property record for 15540 Gemini Dr, Mascotte, FL 34753
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,466 sqft · built 2017 |
| Lot Size | 0.236 acres (10,273 sqft) |
| Owner | Individual Name on File |
| Last Sale | $360,000 (Jul 2021) |
| Tax Bill | $6,049 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jul 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-22-24-0050-000-08600 |
| Primary APN | 15-22-24-0050-000-08600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,466 sqft Living Area |
| Gross Area | 3,045 sqft |
| 1st Floor Area | 2,466 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 10,273 sqft (0.236 acres) |
| Garage Type | Attached |
| Garage Area | 579 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 314 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3863193 |
|---|---|
| Street Address | 15540 GEMINI DR |
| City | MASCOTTE |
| State | FL |
| Zip | 34753-9044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KNIGHT LAKE ESTATES PB 61 PG 57-59 LOT 86 ORB 5750 PG 2127 |
| Legal Range | 24E |
| Legal Township | 22S |
| Legal Section | 15 |
| Legal Subdivision | KNIGHT LAKE ESTATES |
| Legal Tract | A-S |
| Legal Lot Number | 86 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | GROVELAND-MASCOTTE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 31205 |
15540 Gemini Dr is owned and occupied by an individual who bought it in July 2021.
Source: Lake County records, as of June 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15540 GEMINI DR, MASCOTTE, FL 34753-9044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2026 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Jul 14, 2021 | Warranty Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC |
| Jan 11, 2018 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage FBC MORTGAGE LLC |
| May 10, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Jun 6, 2017 | Grant Deed ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2021 · Amount on File |
| Deed Sale | Jul 14, 2021 · Amount on File |
| Prior Sale | Jan 11, 2018 · Amount on File |
| Deed Document Number | 202196576 |
| Deed Book / Page | 5750 / 2127 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jun 3, 2026 |
| Property Address | 15540 GEMINI DR, MASCOTTE, FL 34753-9044 |
| Document Number | 0000067971 |
| Book / Page | 6750 / 1180 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 202667971 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 15540 GEMINI DR, MASCOTTE, FL 34753-9044 |
| Document Number | 0000067971, |
|---|---|
| Date | Jun 3, 2026 |
| Book Page | 6750/1180 |
| Instrument | 202667971 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 302 Months |
| Due | Aug 1, 2051 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jul 14, 2021 |
| Property Address | 15540 GEMINI DR, MASCOTTE, FL 34753-9044 |
| Document Number | 0057502127 |
| Book / Page | 5750 / 2127 |
| Map Reference | MB 61 PG 57-59 |
| Instrument Date | Jul 9, 2021 |
| Instrument | 2021096576 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | EQUITABLE TITLE OF LAKE COUNTY, EQUITABLE TTL OF LAKE CNTY L |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,520.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13440 EQUESTRIAN DR, GROVELAND, FL 34736-9368 |
| Name | Verified Name |
|---|---|
| Address | 15540 GEMINI DR, MASCOTTE, FL 34753-9044 |
| Document Number | 0057502129 |
|---|---|
| Date | Jul 14, 2021 |
| Instrument | 5750/2129 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jan 11, 2018 |
| Property Address | 15540 GEMINI DR, MASCOTTE, FL 34753-9044 |
| Document Number | 0050522020 |
| Book / Page | 5052 / 2020 |
| Map Reference | MB 61 PG 57-59 |
| Instrument Date | Dec 18, 2017 |
| Instrument | 2018004421 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | STEEL CITY TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,640.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3999 W STATE ROAD 46, 3999, SANFORD, FL 32771-9726 |
| Name | Verified Name |
|---|---|
| Address | 15540 GEMINI DR, MASCOTTE, FL 34753-9044 |
| Document Number | 2018004422 |
|---|---|
| Date | Jan 11, 2018 |
| Instrument | 2018004422 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | May 10, 2017 |
| Property Address | 15540 GEMINI DR, MASCOTTE, FL 34753-9044 |
| Document Number | 0049430435 |
| Book / Page | 004943 / 000435 |
| Instrument Date | May 5, 2017 |
| Instrument | 51410 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,270.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3999 W STATE ROAD 46 SANFORD FL 327719726, SANFORD, FL 32771-9726 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jun 6, 2017 |
| Property Address | 15540 GEMINI DR, MASCOTTE, FL 34753-9044 |
| Document Number | 0049540943 |
| Book / Page | 004954 / 000943 |
| Instrument Date | May 5, 2017 |
| Instrument | 60999 |
| Record Updated | Jun 23, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,270.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3999 W STATE ROAD 46 SANFORD FL 327719726, SANFORD, FL 32771-9726 |
The 2025 property tax bill for 15540 Gemini Dr was $6,049 with a homeowner's exemption, up 2% from the year before.
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Mascotte City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $343,862 (+1.42%) | $345,085 (-) Land $73,000 Building $272,085 | |
| 2025 | $6,049.00 (+1.96%) Homeowner's exemption | $339,042 Land $73,000 Building $266,042 | $345,085 Land $73,000 Building $272,085 |
| 2024 | $5,933.00 (+4.71%) | ||
| 2023 | $5,666.00 (+7.05%) Homeowner's exemption | $325,312 (+6.64%) | $336,425 (+10.29%) Land $73,000 Building $263,425 |
| 2022 | $5,293.00 Homeowner's exemption | $305,050 | $305,050 Land $41,625 Building $263,425 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15540 Gemini Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2004–2017) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15540 Gemini Dr is high, ranking above 71% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 53% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MASCOTTE WATER DEPARTMENT serves 12,355 people · EPA ID FL3350812 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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